Natural hazards · Catskill

Catskill, NY natural hazards

Most of the natural-hazard damage FEMA expects in Catskill comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 91 claims here since 1978. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Catskill?

40
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Catskill to be higher than in 40% of U.S. communities, mostly from inland flooding.

Inland flooding72%Hurricanes11%Tornadoes8%Everything else10%
By hazard

What Catskill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage
Above average · higher than 60% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

11% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 17 years in the area

Tornadoes

8% of expected damage
Below average · higher than 44% of U.S. places

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

DroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Catskill flood?

Every paid claim on a federal flood insurance policy in Catskill, from FEMA’s records.

91paid claims since 1978
$4.7Mpaid to owners
6homes flooded more than once
19782026

Biggest named events

  • Hurricane Irene: 33 claims, $1.6M
  • Torrential rain: 3 claims, $43K
  • Hurricane Floyd: 2 claims, $67K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Catskill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Greene County.
Disasters that hit Catskill

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Catskill itself: aid to households, or repair grants to the Town of Catskill.

Brought FEMA money into CatskillDeclared for Greene County only
2017

Severe Winter Storm and Snowstorm

$24K to the Town of Catskill for repairs
2011

Hurricane Irene

$1.2M to the Town of Catskill for repairs
2008

Severe Winter Storm

$61K to the Town of Catskill for repairs
2007

Severe Storms and Inland and Coastal Flooding

$10K to the Town of Catskill for repairs
2006

Severe Storms and Flooding

$163K to the Town of Catskill for repairs
2003

Snow

$12K to the Town of Catskill for repairs
2002

Snowstorms

$26K to the Town of Catskill for repairs
2000

Severe Storms and Flooding

$6K to the Town of Catskill for repairs
1999

Hurricane Floyd Major Disaster Declarations

$15K to the Town of Catskill for repairs
Greene County has had 22 natural disasters declared since 1953, most often severe storms and winter storms.
Around Catskill

Catskill and the towns around it

Athens: Moderate, mostly inland floodingHunter: High, mostly inland floodingGermantown: Very low, mostly inland floodingSaugerties: Low, mostly inland floodingGreenport: Very low, mostly inland floodingCatskill: High, mostly inland floodingCairo: Moderate, mostly inland floodingLivingston: Low, mostly inland floodingCoxsackie: Moderate, mostly inland floodingAthens: Moderate, mostly inland floodingHudson: Very low, mostly inland floodingStockport: High, mostly inland floodingJewett: High, mostly inland floodingLexington: High, mostly inland floodingWoodstock: Moderate, mostly inland floodingShandaken: Very high, mostly inland floodingClermont: Low, mostly inland floodingRed Hook: Low, mostly inland floodingUlster: Low, mostly inland floodingSaugerties: Moderate, mostly inland floodingClaverack: Moderate, mostly inland floodingWindham: High, mostly inland floodingGreenville: Low, mostly inland floodingDurham: Moderate, mostly inland floodingTaghkanic: Low, mostly inland floodingGallatin: Moderate, mostly inland floodingCatskill: Moderate, mostly inland flooding CatskillAthensHunterGermantownSaugertiesGreenportCatskillCairoLivingston
Very lowLowModerateHighVery high
Huntermostly inland floodingHigh
Catskillmostly inland floodingHigh
Athensmostly inland floodingModerate
Cairomostly inland floodingModerate
Catskillmostly inland floodingModerate
Livingstonmostly inland floodingLow
Saugertiesmostly inland floodingLow
Germantownmostly inland floodingVery low
Greenportmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Catskill covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Catskill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Catskill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Catskill total about $4.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01