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Natural hazards · Le Roy

Le Roy, NY natural hazards

Most of the natural-hazard damage FEMA expects in Le Roy comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Le Roy?

32
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Le Roy to be higher than in 32% of U.S. communities, mostly from inland flooding.

Inland flooding72%Lightning6%Everything else22%
By hazard

What Le Roy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage
Above average · higher than 61% of U.S. places
Recorded about once a year in the area

Lightning

6% of expected damage
Below average · higher than 26% of U.S. places

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Le Roy flood?

Every paid claim on a federal flood insurance policy in Le Roy, from FEMA’s records.

4paid claims since 1979
$28Kpaid to owners
0homes flooded more than once
19792026

Biggest named events

  • Not a named storm: 1 claim, $150
of all homes
are insured
No community discount. Le Roy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Genesee County.
Disasters that hit Le Roy

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Le Roy itself: aid to households, or repair grants to the Town of Le Roy.

Brought FEMA money into Le RoyDeclared for Genesee County only
2014

Severe Winter Storm, Snowstorm, and Flooding

$22K to the Town of Le Roy for repairs
2001

Snow

$6K to the Town of Le Roy for repairs
1999

Snow

$3K to the Town of Le Roy for repairs
Genesee County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.
Around Le Roy

Le Roy and the towns around it

Stafford: Very low, mostly inland floodingWheatland: Low, mostly inland floodingPavilion: Very low, mostly inland floodingRiga: Very low, mostly inland floodingBergen: Very low, mostly inland floodingCaledonia: Very low, mostly inland floodingBatavia: Low, mostly inland floodingBethany: Very low, mostly inland floodingByron: Very low, mostly inland floodingElba: Very low, mostly inland floodingRush: Very low, mostly inland floodingHenrietta: Very low, mostly inland floodingChili: Very low, mostly inland floodingCaledonia: Very low, mostly inland floodingCovington: Low, mostly inland floodingYork: Very low, mostly inland floodingOgden: Very low, mostly inland floodingSweden: Very low, mostly inland floodingAvon: Very low, mostly inland floodingAvon: Very low, mostly inland floodingLe Roy: Low, mostly inland flooding Le RoyStaffordWheatlandPavilionRigaBergenCaledonia
Very lowLowModerateHighVery high
Wheatlandmostly inland floodingLow
Le Roymostly inland floodingLow
Staffordmostly inland floodingVery low
Pavilionmostly inland floodingVery low
Rigamostly inland floodingVery low
Bergenmostly inland floodingVery low
Caledoniamostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Le Roy covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Le Roy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Le Roy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Le Roy total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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