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Natural hazards · Pavilion

Pavilion, NY natural hazards

Most of the natural-hazard damage FEMA expects in Pavilion comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 1998. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Pavilion?

17
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pavilion to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding58%Drought11%Strong wind6%Lightning6%Hail6%Everything else13%
By hazard

What Pavilion faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage
Below average · higher than 41% of U.S. places
Recorded about once a year in the area

Drought

11% of expected damage
Recorded about 2 times a year in the area

Strong wind

6% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 2 times a year in the area

Lightning

6% of expected damage
Below average · higher than 27% of U.S. places

Hail

6% of expected damage
Below average · higher than 31% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslides

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Pavilion flood?

Every paid claim on a federal flood insurance policy in Pavilion, from FEMA’s records.

2paid claims since 1998
$15Kpaid to owners
0homes flooded more than once
19982026
of all homes
are insured
No community discount. Pavilion isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Genesee County.
Disasters that hit Pavilion

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pavilion itself: aid to households, or repair grants to the Town of Pavilion.

Brought FEMA money into PavilionDeclared for Genesee County only
2014

Severe Winter Storm, Snowstorm, and Flooding

$13K to the Town of Pavilion for repairs
2001

Snow

$11K to the Town of Pavilion for repairs
1999

Snow

$3K to the Town of Pavilion for repairs
Genesee County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.
Around Pavilion

Pavilion and the towns around it

Covington: Low, mostly inland floodingLe Roy: Low, mostly inland floodingYork: Very low, mostly inland floodingStafford: Very low, mostly inland floodingCaledonia: Very low, mostly inland floodingPerry: Very low, mostly inland floodingMiddlebury: Low, mostly inland floodingWheatland: Low, mostly inland floodingRiga: Very low, mostly inland floodingBergen: Very low, mostly inland floodingGeneseo: Very low, mostly inland floodingAvon: Very low, mostly inland floodingLeicester: Moderate, mostly inland floodingGeneseo: Very low, mostly inland floodingBatavia: Low, mostly inland floodingBethany: Very low, mostly inland floodingByron: Very low, mostly inland floodingElba: Very low, mostly inland floodingRush: Very low, mostly inland floodingAvon: Very low, mostly inland floodingCaledonia: Very low, mostly inland floodingPavilion: Very low, mostly inland flooding PavilionCovingtonLe RoyYorkStaffordCaledonia
Very lowLowModerateHighVery high
Le Roymostly inland floodingLow
Covingtonmostly inland floodingLow
Staffordmostly inland floodingVery low
Pavilionmostly inland floodingVery low
Caledoniamostly inland floodingVery low
Yorkmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pavilion covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Pavilion’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Pavilion. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pavilion total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Pavilion, NYGenesee CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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