Natural hazards · Wheatland

Wheatland, NY natural hazards

Most of the natural-hazard damage FEMA expects in Wheatland comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 19 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wheatland?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wheatland to be higher than in 37% of U.S. communities, mostly from inland flooding.

Inland flooding77%Cold waves10%Everything else14%

By hazard

What Wheatland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Above average · higher than 69% of U.S. places

Recorded about 2 times a year in the area

Cold waves

10% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wheatland flood?

Every paid claim on a federal flood insurance policy in Wheatland, from FEMA’s records.

19paid claims since 1979

$415Kpaid to owners

2homes flooded more than once

19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wheatland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Wheatland

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Wheatland itself: aid to households, or repair grants to the Town of Wheatland.

Brought FEMA money into WheatlandDeclared for Monroe County only

1999

Snow

$3K to the Town of Wheatland for repairs

Monroe County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Wheatland

Wheatland and the towns around it

Very lowLowModerateHighVery high

Wheatlandmostly inland floodingLow

Le Roymostly inland floodingLow

Henriettamostly inland floodingVery low

Rigamostly inland floodingVery low

Chilimostly inland floodingVery low

Rushmostly inland floodingVery low

Caledoniamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wheatland covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Wheatland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wheatland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wheatland total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.