Natural hazards · Riga

Riga, NY natural hazards

Most of the natural-hazard damage FEMA expects in Riga comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1994. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Riga?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Riga to be higher than in 9% of U.S. communities, mostly from inland flooding.

Inland flooding70%Cold waves13%Everything else17%

By hazard

What Riga faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 2 times a year in the area

Cold waves

13% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Riga flood?

Every paid claim on a federal flood insurance policy in Riga, from FEMA’s records.

1paid claims since 1994

$1Kpaid to owners

0homes flooded more than once

19942026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Riga isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.

Disasters that hit Riga

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Riga itself: aid to households, or repair grants to the Town of Riga.

Brought FEMA money into RigaDeclared for Monroe County only

1999

Snow

$2K to the Town of Riga for repairs

Monroe County has had 15 natural disasters declared since 1953, most often floods and severe storms.

Around Riga

Riga and the towns around it

Very lowLowModerateHighVery high

Wheatlandmostly inland floodingLow

Le Roymostly inland floodingLow

Rigamostly inland floodingVery low

Chilimostly inland floodingVery low

Bergenmostly inland floodingVery low

Ogdenmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Riga covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Riga’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Riga. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Riga total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.