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Natural hazards · Stafford

Stafford, NY natural hazards

Most of the natural-hazard damage FEMA expects in Stafford comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Stafford?

19
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stafford to be higher than in 19% of U.S. communities, mostly from inland flooding.

Inland flooding63%Drought9%Lightning6%Strong wind5%Everything else17%
By hazard

What Stafford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage
Below average · higher than 46% of U.S. places
Recorded about once a year in the area

Drought

9% of expected damage
Recorded about 2 times a year in the area

Lightning

6% of expected damage
Below average · higher than 26% of U.S. places

Strong wind

5% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslides

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Stafford flood?

FEMA's records show no paid flood insurance claims in Stafford.

of all homes
are insured
No community discount. Stafford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Genesee County.
Disasters that hit Stafford

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stafford itself: aid to households, or repair grants to the Town of Stafford.

Brought FEMA money into StaffordDeclared for Genesee County only
2006

Severe Storms and Flooding

1 household applied for aid $2K to the Town of Stafford for repairs
2001

Snow

$12K to the Town of Stafford for repairs
1999

Snow

$6K to the Town of Stafford for repairs
Genesee County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.
Around Stafford

Stafford and the towns around it

Batavia: Low, mostly inland floodingLe Roy: Low, mostly inland floodingBethany: Very low, mostly inland floodingByron: Very low, mostly inland floodingPavilion: Very low, mostly inland floodingElba: Very low, mostly inland floodingPembroke: Low, mostly inland floodingAlexander: Low, mostly inland floodingOakfield: Very low, mostly inland floodingWheatland: Low, mostly inland floodingRiga: Very low, mostly inland floodingBergen: Very low, mostly inland floodingCaledonia: Very low, mostly inland floodingMiddlebury: Low, mostly inland floodingClarendon: Very low, mostly inland floodingCovington: Low, mostly inland floodingYork: Very low, mostly inland floodingBarre: Very low, mostly inland floodingStafford: Very low, mostly inland flooding StaffordBataviaLe RoyBethanyByronPavilionElba
Very lowLowModerateHighVery high
Le Roymostly inland floodingLow
Bataviamostly inland floodingLow
Staffordmostly inland floodingVery low
Bethanymostly inland floodingVery low
Pavilionmostly inland floodingVery low
Byronmostly inland floodingVery low
Elbamostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stafford is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Stafford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Stafford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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