Natural hazards · Jerusalem

Jerusalem, NY natural hazards

Most of the natural-hazard damage FEMA expects in Jerusalem comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 27 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jerusalem?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jerusalem to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding87%Everything else13%

By hazard

What Jerusalem faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jerusalem flood?

Every paid claim on a federal flood insurance policy in Jerusalem, from FEMA’s records.

27paid claims since 1978

$492Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Tropical Storm Fred: 2 claims, $46K

of all homes
are insured

No community discount. Jerusalem isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Yates County.

Disasters that hit Jerusalem

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jerusalem itself: aid to households, or repair grants to the Town of Jerusalem.

Brought FEMA money into JerusalemDeclared for Yates County only

2021

Remnants of Tropical Storm Fred

$2.0M to the Town of Jerusalem for repairs

2014

Severe Storms and Flooding

$988K to the Town of Jerusalem for repairs

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$84K to the Town of Jerusalem for repairs

2004

Severe Storms and Flooding

$141K to the Town of Jerusalem for repairs

2003

Ice Storm

$18K to the Town of Jerusalem for repairs

2000

Severe Storms and Flooding

$335K to the Town of Jerusalem for repairs

Yates County has had 17 natural disasters declared since 1953, most often floods and hurricanes.

Around Jerusalem

Jerusalem and the towns around it

Very lowLowModerateHighVery high

Milomostly inland floodingHigh

Italymostly inland floodingHigh

Jerusalemmostly inland floodingHigh

Pottermostly inland floodingHigh

Barringtonmostly inland floodingModerate

Waynemostly inland floodingModerate

Pulteneymostly inland floodingModerate

Penn Yanmostly inland floodingModerate

Bentonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jerusalem covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Jerusalem’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Jerusalem. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jerusalem total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.