Natural hazards · Pulteney

Pulteney, NY natural hazards

Most of the natural-hazard damage FEMA expects in Pulteney comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 12 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pulteney?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pulteney to be higher than in 51% of U.S. communities, mostly from inland flooding.

Inland flooding84%Everything else16%

By hazard

What Pulteney faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

84% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pulteney flood?

Every paid claim on a federal flood insurance policy in Pulteney, from FEMA’s records.

12paid claims since 1978

$50Kpaid to owners

1homes flooded more than once

19782026

Biggest named events

Torrential rain: 1 claim, $7K
Hurricane Debby: 1 claim, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Pulteney isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Steuben County.

Disasters that hit Pulteney

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Pulteney itself: aid to households, or repair grants to the Town of Pulteney.

Brought FEMA money into PulteneyDeclared for Steuben County only

2004

Severe Storms and Flooding

$28K to the Town of Pulteney for repairs

Steuben County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Pulteney

Pulteney and the towns around it

Very lowLowModerateHighVery high

Urbanamostly inland floodingHigh

Jerusalemmostly inland floodingHigh

Waynemostly inland floodingModerate

Pulteneymostly inland floodingModerate

Prattsburghmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pulteney covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pulteney’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Pulteney. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pulteney total about $581K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.