Natural hazards · Italy

Italy, NY natural hazards

Most of the natural-hazard damage FEMA expects in Italy comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 2011. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Italy?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Italy to be higher than in 73% of U.S. communities, mostly from inland flooding.

Inland flooding82%Everything else18%

By hazard

What Italy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Italy flood?

Every paid claim on a federal flood insurance policy in Italy, from FEMA’s records.

2paid claims since 2011

$29Kpaid to owners

0homes flooded more than once

20112026

of all homes
are insured

No community discount. Italy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Yates County.

Disasters that hit Italy

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Italy itself: aid to households, or repair grants to the Town of Italy.

Brought FEMA money into ItalyDeclared for Yates County only

2024

Remnants of Tropical Storm Debby

$770K to the Town of Italy for repairs

2021

Remnants of Tropical Storm Fred

$1.2M to the Town of Italy for repairs

2014

Severe Storms and Flooding

$588K to the Town of Italy for repairs

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$141K to the Town of Italy for repairs

2004

Severe Storms and Flooding

$213K to the Town of Italy for repairs

2000

Severe Storms and Flooding

$525K to the Town of Italy for repairs

Yates County has had 17 natural disasters declared since 1953, most often floods and hurricanes.

Around Italy

Italy and the towns around it

Very lowLowModerateHighVery high

Naplesmostly inland floodingHigh

Italymostly inland floodingHigh

Jerusalemmostly inland floodingHigh

Prattsburghmostly inland floodingLow

South Bristolmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Italy covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Italy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Italy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Italy total about $883K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.