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Natural hazards · Wayne

Wayne, NY natural hazards

Most of the natural-hazard damage FEMA expects in Wayne comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 8 claims here since 1978. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wayne?

54
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wayne to be higher than in 54% of U.S. communities, mostly from inland flooding.

Inland flooding86%Everything else14%
By hazard

What Wayne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wayne flood?

Every paid claim on a federal flood insurance policy in Wayne, from FEMA’s records.

8paid claims since 1978
$42Kpaid to owners
0homes flooded more than once
19782026
of all homes
are insured
No community discount. Wayne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Steuben County.
Disasters that hit Wayne

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Wayne itself: aid to households, or repair grants to the Town of Wayne.

Brought FEMA money into WayneDeclared for Steuben County only
2014

Severe Storms and Flooding

$46K to the Town of Wayne for repairs
2004

Tropical Depression Ivan

$10K to the Town of Wayne for repairs
2004

Severe Storms and Flooding

$41K to the Town of Wayne for repairs
2000

Severe Storms and Flooding

$5K to the Town of Wayne for repairs
Steuben County has had 20 natural disasters declared since 1953, most often severe storms and floods.
Around Wayne

Wayne and the towns around it

Tyrone: Moderate, mostly inland floodingJerusalem: High, mostly inland floodingUrbana: High, mostly inland floodingBradford: Moderate, mostly inland floodingPulteney: Moderate, mostly inland floodingBarrington: Moderate, mostly inland floodingOrange: Moderate, mostly inland floodingReading: Very low, mostly inland floodingMilo: High, mostly inland floodingPotter: High, mostly inland floodingItaly: High, mostly inland floodingPenn Yan: Moderate, mostly inland floodingBenton: Moderate, mostly inland floodingWheeler: Low, mostly inland floodingBath: Low, mostly inland floodingPrattsburgh: Low, mostly inland floodingCampbell: Very high, mostly inland floodingStarkey: Low, mostly inland floodingWayne: Moderate, mostly inland flooding WayneTyroneJerusalemUrbanaBradfordPulteneyBarrington
Very lowLowModerateHighVery high
Urbanamostly inland floodingHigh
Jerusalemmostly inland floodingHigh
Barringtonmostly inland floodingModerate
Tyronemostly inland floodingModerate
Waynemostly inland floodingModerate
Bradfordmostly inland floodingModerate
Pulteneymostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wayne is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Wayne’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Wayne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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