Natural hazards · Milo

Milo, NY natural hazards

Most of the natural-hazard damage FEMA expects in Milo comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 11 claims here since 1978. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Milo?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Milo to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%

By hazard

What Milo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Milo flood?

Every paid claim on a federal flood insurance policy in Milo, from FEMA’s records.

11paid claims since 1978

$264Kpaid to owners

1homes flooded more than once

19782026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Milo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Yates County.

Disasters that hit Milo

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Milo itself: aid to households, or repair grants to the Town of Milo.

Brought FEMA money into MiloDeclared for Yates County only

2021

Remnants of Tropical Storm Fred

$47K to the Town of Milo for repairs

2014

Severe Storms and Flooding

$82K to the Town of Milo for repairs

2011

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

$6K to the Town of Milo for repairs

Yates County has had 17 natural disasters declared since 1953, most often floods and hurricanes.

Around Milo

Milo and the towns around it

Very lowLowModerateHighVery high

Milomostly inland floodingHigh

Jerusalemmostly inland floodingHigh

Barringtonmostly inland floodingModerate

Bentonmostly inland floodingModerate

Penn Yanmostly inland floodingModerate

Torreymostly inland floodingLow

Starkeymostly inland floodingLow

Lodimostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Milo covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Milo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Milo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Milo total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.