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Natural hazards · Sharon

Sharon, NY natural hazards

Most of the natural-hazard damage FEMA expects in Sharon comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2011. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Sharon?

30
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sharon to be higher than in 30% of U.S. communities, mostly from inland flooding.

Inland flooding77%Tornadoes7%Everything else17%
By hazard

What Sharon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

7% of expected damage
Below average · higher than 40% of U.S. places
Recorded about once every 37 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sharon flood?

Every paid claim on a federal flood insurance policy in Sharon, from FEMA’s records.

1paid claims since 2011
$1Kpaid to owners
0homes flooded more than once
20112026

Biggest named events

  • Hurricane Irene: 1 claim, $1K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Sharon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Schoharie County.
Disasters that hit Sharon

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sharon itself: aid to households, or repair grants to the Town of Sharon.

Brought FEMA money into SharonDeclared for Schoharie County only
2017

Severe Winter Storm and Snowstorm

$7K to the Town of Sharon for repairs
2011

Remnants of Tropical Storm Lee

$124K to the Town of Sharon for repairs
2011

Hurricane Irene

$37K to the Town of Sharon for repairs
2008

Severe Winter Storm

$66K to the Town of Sharon for repairs
2006

Severe Storms and Flooding

$112K to the Town of Sharon for repairs
2005

Severe Storms and Flooding

$29K to the Town of Sharon for repairs
2004

Severe Storms and Flooding

$16K to the Town of Sharon for repairs
2003

Snow

$5K to the Town of Sharon for repairs
2002

Snowstorms

$10K to the Town of Sharon for repairs
2000

Severe Storms and Flooding

$35K to the Town of Sharon for repairs
Schoharie County has had 22 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Sharon

Sharon and the towns around it

Seward: Low, mostly inland floodingCanajoharie: High, mostly inland floodingRoot: Moderate, mostly inland floodingCarlisle: Low, mostly inland floodingCherry Valley: Moderate, mostly inland floodingRoseboom: High, mostly inland floodingRichmondville: High, mostly inland floodingDecatur: High, mostly inland floodingCobleskill: Low, mostly inland floodingPalatine: Moderate, mostly inland floodingMinden: Very high, mostly inland floodingPalatine Bridge: Moderate, mostly inland floodingCanajoharie: High, mostly inland floodingNelliston: Moderate, mostly inland floodingMohawk: High, mostly inland floodingCharleston: Low, mostly inland floodingGlen: Moderate, mostly inland floodingEsperance: High, mostly inland floodingMiddlefield: High, mostly inland floodingSpringfield: Moderate, mostly inland floodingWestford: High, mostly inland floodingSharon: Low, mostly inland flooding SharonSewardCanajoharieRootCarlisleCherry ValleyRoseboom
Very lowLowModerateHighVery high
Canajohariemostly inland floodingHigh
Roseboommostly inland floodingHigh
Rootmostly inland floodingModerate
Cherry Valleymostly inland floodingModerate
Sharonmostly inland floodingLow
Sewardmostly inland floodingLow
Carlislemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sharon is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Sharon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sharon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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