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Natural hazards · Springfield

Springfield, NY natural hazards

Most of the natural-hazard damage FEMA expects in Springfield comes from inland flooding, and overall the risk is moderate for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Springfield?

51
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Springfield to be higher than in 51% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding75%Cold waves15%Everything else11%
By hazard

What Springfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage
Well above average · higher than 77% of U.S. places
Recorded about 2 times a year in the area

Cold waves

15% of expected damage
Above average · higher than 60% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Springfield flood?

FEMA's records show no paid flood insurance claims in Springfield.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Springfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Otsego County.
Disasters that hit Springfield

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Springfield itself: aid to households, or repair grants to the Town of Springfield.

Brought FEMA money into SpringfieldDeclared for Otsego County only
2017

Severe Winter Storm and Snowstorm

$7K to the Town of Springfield for repairs
2013

Severe Storms and Flooding

$16K to the Town of Springfield for repairs
2011

Hurricane Irene

$13K to the Town of Springfield for repairs
2006

Severe Storms and Flooding

$244K to the Town of Springfield for repairs
2003

Ice Storm

$6K to the Town of Springfield for repairs
2002

Snowstorms

$13K to the Town of Springfield for repairs
Otsego County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Springfield

Springfield and the towns around it

Otsego: High, mostly inland floodingWarren: Moderate, mostly inland floodingCherry Valley: Moderate, mostly inland floodingStark: Low, mostly inland floodingMiddlefield: High, mostly inland floodingRichfield: High, mostly inland floodingHartwick: High, mostly inland floodingExeter: High, mostly inland floodingBurlington: Moderate, mostly inland floodingRichfield Springs: High, mostly inland floodingColumbia: Moderate, mostly inland floodingGerman Flatts: High, mostly inland floodingRoseboom: High, mostly inland floodingSharon: Low, mostly inland floodingCanajoharie: High, mostly inland floodingMinden: Very high, mostly inland floodingDanube: Low, mostly inland floodingLittle Falls: Low, mostly inland floodingMilford: High, mostly inland floodingWestford: High, mostly inland floodingPlainfield: High, mostly inland floodingWinfield: Moderate, mostly inland floodingSpringfield: Moderate, mostly inland flooding SpringfieldOtsegoWarrenCherry ValleyStarkMiddlefieldRichfield
Very lowLowModerateHighVery high
Middlefieldmostly inland floodingHigh
Richfieldmostly inland floodingHigh
Otsegomostly inland floodingHigh
Springfieldmostly inland floodingModerate
Cherry Valleymostly inland floodingModerate
Warrenmostly inland floodingModerate
Starkmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Springfield covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Springfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Springfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Springfield total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Springfield, NYOtsego CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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