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Natural hazards · Roseboom

Roseboom, NY natural hazards

Most of the natural-hazard damage FEMA expects in Roseboom comes from inland flooding, and overall the risk is high for a U.S. community. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Roseboom?

67
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roseboom to be higher than in 67% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding75%Cold waves15%Everything else9%
By hazard

What Roseboom faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 2 times a year in the area

Cold waves

15% of expected damage
Above average · higher than 60% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Roseboom flood?

FEMA's records show no paid flood insurance claims in Roseboom.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Roseboom isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Otsego County.
Disasters that hit Roseboom

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Roseboom itself: aid to households, or repair grants to the Town of Roseboom.

Brought FEMA money into RoseboomDeclared for Otsego County only
2017

Severe Winter Storm and Snowstorm

$8K to the Town of Roseboom for repairs
2013

Severe Storms and Flooding

$40K to the Town of Roseboom for repairs
2011

Remnants of Tropical Storm Lee

5 households applied for aid $4K aid approved $218K to the Town of Roseboom for repairs
2011

Hurricane Irene

11 households applied for aid $29K aid approved $53K to the Town of Roseboom for repairs
2010

Severe Storms and Flooding

$111K to the Town of Roseboom for repairs
2006

Severe Storms and Flooding

2 households applied for aid $4K aid approved
2005

Severe Storms and Flooding

$6K to the Town of Roseboom for repairs
2003

Ice Storm

$2K to the Town of Roseboom for repairs
2002

Snowstorms

$5K to the Town of Roseboom for repairs
Otsego County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Roseboom

Roseboom and the towns around it

Cherry Valley: Moderate, mostly inland floodingMiddlefield: High, mostly inland floodingDecatur: High, mostly inland floodingWestford: High, mostly inland floodingSharon: Low, mostly inland floodingSeward: Low, mostly inland floodingSpringfield: Moderate, mostly inland floodingCanajoharie: High, mostly inland floodingMinden: Very high, mostly inland floodingOtsego: High, mostly inland floodingHartwick: High, mostly inland floodingMilford: High, mostly inland floodingWorcester: Very high, mostly inland floodingMaryland: High, mostly inland floodingRoot: Moderate, mostly inland floodingCarlisle: Low, mostly inland floodingRichmondville: High, mostly inland floodingCobleskill: Low, mostly inland floodingRoseboom: High, mostly inland flooding RoseboomCherry ValleyMiddlefieldDecaturWestfordSharonSeward
Very lowLowModerateHighVery high
Middlefieldmostly inland floodingHigh
Roseboommostly inland floodingHigh
Decaturmostly inland floodingHigh
Westfordmostly inland floodingHigh
Cherry Valleymostly inland floodingModerate
Sharonmostly inland floodingLow
Sewardmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roseboom is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Roseboom’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Roseboom. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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