TownTapestry
Sign inJoin
GallowayGood afternoon
Natural hazards · Galloway

Galloway, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Galloway comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 72 claims here since 1980. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Galloway?

56
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Galloway to be higher than in 56% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding36%Hurricanes26%Strong wind12%Coastal flooding6%Wildfire5%Everything else15%
By hazard

What Galloway faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage
Below average · higher than 29% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

26% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about once every 5 years in the area

Strong wind

12% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 3 times a year in the area

Coastal flooding

6% of expected damage
Well above average · higher than 97% of U.S. places

Wildfire

5% of expected damage
Well above average · higher than 93% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Galloway flood?

Every paid claim on a federal flood insurance policy in Galloway, from FEMA’s records.

72paid claims since 1980
$1.5Mpaid to owners
12homes flooded more than once
19802026

Biggest named events

  • Hurricane Sandy: 21 claims, $1.0M
  • December Storm - Nor'easter: 14 claims, $123K
  • The “Halloween” storm: 2 claims, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Galloway isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Atlantic County.

What’s been done with FEMA grants

6homes raised above flood level
Disasters that hit Galloway

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Galloway itself: aid to households, or repair grants to the Township of Galloway.

Brought FEMA money into GallowayDeclared for Atlantic County only
2020

Tropical Storm Isaias

$119K to the Township of Galloway for repairs
2016

Severe Winter Storm and Snowstorm

$34K to the Township of Galloway for repairs
2012

Hurricane Sandy

554 households applied for aid $222K aid approved $245K to the Township of Galloway for repairs
2012

Severe Storms and Straight-Line Winds

$165K to the Township of Galloway for repairs
2011

Hurricane Irene

252 households applied for aid $62K aid approved $49K to the Township of Galloway for repairs
2010

Severe Winter Storm and Snowstorm

$158K to the Township of Galloway for repairs
2010

Severe Storms and Flooding

155 households applied for aid $188K aid approved $62K to the Township of Galloway for repairs
2009

Snowstorm

$70K to the Township of Galloway for repairs
2007

Severe Storms and Inland and Coastal Flooding

$886 to the Township of Galloway for repairs
Atlantic County has had 29 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Galloway

Galloway and the towns around it

Port Republic: High, mostly inland floodingEgg Harbor: Moderate, mostly inland floodingBrigantine: Very high, mostly inland floodingAtlantic City: Very high, mostly inland floodingBass River: Moderate, mostly inland floodingLittle Egg Harbor: High, mostly inland floodingWashington: Moderate, mostly inland floodingHamilton: Moderate, mostly inland floodingMullica: High, mostly inland floodingAbsecon: Moderate, mostly inland floodingEgg Harbor City: Moderate, mostly inland floodingEstell Manor: Moderate, mostly inland floodingLinwood: Moderate, mostly inland floodingSomers Point: High, mostly inland floodingNorthfield: Moderate, mostly inland floodingMargate City: Very high, mostly inland floodingPleasantville: High, mostly inland floodingLongport: Very high, mostly inland floodingOcean City: Very high, mostly inland floodingCorbin City: Moderate, mostly inland floodingVentnor City: Very high, mostly inland floodingWoodland: Moderate, mostly inland floodingLong Beach: Very high, mostly inland floodingBeach Haven: Very high, mostly inland floodingEagleswood: High, mostly coastal floodingHammonton: Moderate, mostly inland floodingTabernacle: Low, mostly inland floodingWeymouth: Moderate, mostly inland floodingBuena Vista: Moderate, mostly inland floodingGalloway: Moderate, mostly inland flooding GallowayPort RepublicEgg HarborBrigantineAtlantic CityBass RiverLittle Egg HarborWashingtonHamiltonMullicaAbseconEgg Harbor City
Very lowLowModerateHighVery high
Brigantinemostly inland floodingVery high
Atlantic Citymostly inland floodingVery high
Port Republicmostly inland floodingHigh
Little Egg Harbormostly inland floodingHigh
Mullicamostly inland floodingHigh
Gallowaymostly inland floodingModerate
Bass Rivermostly inland floodingModerate
Washingtonmostly inland floodingModerate
Egg Harbormostly inland floodingModerate
Abseconmostly inland floodingModerate
Hamiltonmostly inland floodingModerate
Egg Harbor Citymostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Galloway covers 7 census tracts, combined by population.
Money that reached townFlood claims are matched to Galloway’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Galloway. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Galloway total about $14.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Galloway, NJAtlantic CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Galloway is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map