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Natural hazards · Brigantine

Brigantine, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Brigantine comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 3,546 claims here since 1978. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Brigantine?

83
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brigantine to be higher than in 83% of U.S. communities, mostly from inland flooding and coastal flooding.

Inland flooding53%Coastal flooding20%Hurricanes17%Strong wind7%Everything else4%
By hazard

What Brigantine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 2 times a year in the area

Coastal flooding

20% of expected damage
Well above average · among the top 1% of U.S. places

Hurricanes

17% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once every 5 years in the area

Strong wind

7% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 3 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Brigantine flood?

Every paid claim on a federal flood insurance policy in Brigantine, from FEMA’s records.

3,546paid claims since 1978
$99.6Mpaid to owners
111homes flooded more than once
19782026

Biggest named events

  • Hurricane Sandy: 2,310 claims, $91.4M
  • December Storm - Nor'easter: 609 claims, $5.5M
  • Hurricane Gloria: 157 claims, $540K

Homes that flooded again and again

Each house = 2 homes. ■ FEMA “severe repetitive loss” (23) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 25% off flood insurance. Brigantine is in FEMA’s Community Rating System (class 5) for its flood-proofing work.
Insurance rates: Atlantic County.

What’s been done with FEMA grants

169homes raised above flood level
Disasters that hit Brigantine

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Brigantine itself: aid to households, or repair grants to the City of Brigantine.

Brought FEMA money into BrigantineDeclared for Atlantic County only
2016

Severe Winter Storm and Snowstorm

$55K to the City of Brigantine for repairs
2012

Hurricane Sandy

2,687 households applied for aid $5.2M aid approved $2.0M to the City of Brigantine for repairs
2011

Hurricane Irene

137 households applied for aid $29K aid approved $76K to the City of Brigantine for repairs
2010

Severe Winter Storm and Snowstorm

$154K to the City of Brigantine for repairs
2010

Severe Storms and Flooding

33 households applied for aid $7K aid approved $2K to the City of Brigantine for repairs
2009

Snowstorm

$34K to the City of Brigantine for repairs
2009

Severe Storms and Flooding Associated With Tropical Depression Ida and a Nor'eas

$23K to the City of Brigantine for repairs
Atlantic County has had 29 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Brigantine

Brigantine and the towns around it

Galloway: Moderate, mostly inland floodingAtlantic City: Very high, mostly inland floodingPort Republic: High, mostly inland floodingEgg Harbor: Moderate, mostly inland floodingBass River: Moderate, mostly inland floodingLittle Egg Harbor: High, mostly inland floodingWashington: Moderate, mostly inland floodingHamilton: Moderate, mostly inland floodingMullica: High, mostly inland floodingAbsecon: Moderate, mostly inland floodingEgg Harbor City: Moderate, mostly inland floodingPleasantville: High, mostly inland floodingVentnor City: Very high, mostly inland floodingBrigantine: Very high, mostly inland flooding BrigantineGallowayAtlantic City
Very lowLowModerateHighVery high
Brigantinemostly inland floodingVery high
Atlantic Citymostly inland floodingVery high
Gallowaymostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brigantine covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Brigantine’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Brigantine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Brigantine total about $8.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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