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Natural hazards · Bass River

Bass River, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Bass River comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 55 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bass River?

55
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bass River to be higher than in 55% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding37%Wildfire32%Hurricanes7%Coastal flooding5%Everything else19%
By hazard

What Bass River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage
Below average · higher than 27% of U.S. places
Recorded about 3 times a year in the area

Wildfire

32% of expected damage
Well above average · higher than 98% of U.S. places

Hurricanes

7% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once every 6 years in the area

Coastal flooding

5% of expected damage
Well above average · higher than 97% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bass River flood?

Every paid claim on a federal flood insurance policy in Bass River, from FEMA’s records.

55paid claims since 1979
$2.2Mpaid to owners
4homes flooded more than once
19792026

Biggest named events

  • Hurricane Sandy: 38 claims, $2.0M
  • December Storm - Nor'easter: 5 claims, $61K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Bass River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Burlington County.
Disasters that hit Bass River

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bass River itself: aid to households, or repair grants to the Township of Bass River.

Brought FEMA money into Bass RiverDeclared for Burlington County only
2016

Severe Winter Storm and Snowstorm

$7K to the Township of Bass River for repairs
2012

Hurricane Sandy

$36K to the Township of Bass River for repairs
2011

Hurricane Irene

$3K to the Township of Bass River for repairs
2010

Severe Winter Storm and Snowstorm

$8K to the Township of Bass River for repairs
2009

Snowstorm

$4K to the Township of Bass River for repairs
Burlington County has had 24 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Bass River

Bass River and the towns around it

Washington: Moderate, mostly inland floodingLittle Egg Harbor: High, mostly inland floodingMystic Island: Very high, mostly inland floodingPort Republic: High, mostly inland floodingGalloway: Moderate, mostly inland floodingWoodland: Moderate, mostly inland floodingMullica: High, mostly inland floodingSweetwater: High, mostly inland floodingEgg Harbor City: Moderate, mostly inland floodingHammonton: Moderate, mostly inland floodingTabernacle: Low, mostly inland floodingLong Beach: Very high, mostly inland floodingBeach Haven: Very high, mostly inland floodingEagleswood: High, mostly coastal floodingSmithville: Low, mostly hurricanesEgg Harbor: Moderate, mostly inland floodingPomona: Low, mostly inland floodingBrigantine: Very high, mostly inland floodingAtlantic City: Very high, mostly inland floodingHamilton: Moderate, mostly inland floodingAbsecon: Moderate, mostly inland floodingPemberton: Moderate, mostly inland floodingBarnegat: Moderate, mostly inland floodingLacey: High, mostly inland floodingBass River: Moderate, mostly inland flooding Bass RiverWashingtonLittle Egg HarborMystic IslandPort RepublicGallowayWoodland
Very lowLowModerateHighVery high
Mystic Islandmostly inland floodingVery high
Port Republicmostly inland floodingHigh
Little Egg Harbormostly inland floodingHigh
Gallowaymostly inland floodingModerate
Bass Rivermostly inland floodingModerate
Washingtonmostly inland floodingModerate
Woodlandmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bass River is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Bass River’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Bass River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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