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Natural hazards · Egg Harbor

Egg Harbor, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Egg Harbor comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 778 claims here since 1978. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Egg Harbor?

53
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Egg Harbor to be higher than in 53% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding36%Hurricanes22%Strong wind16%Coastal flooding9%Everything else17%
By hazard

What Egg Harbor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage
Below average · higher than 25% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

22% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about once every 6 years in the area

Strong wind

16% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 4 times a year in the area

Coastal flooding

9% of expected damage
Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Egg Harbor flood?

Every paid claim on a federal flood insurance policy in Egg Harbor, from FEMA’s records.

778paid claims since 1978
$35.8Mpaid to owners
60homes flooded more than once
19782026

Biggest named events

  • Hurricane Sandy: 310 claims, $21.2M
  • December Storm - Nor'easter: 86 claims, $1.9M
  • Hurricane Irene: 19 claims, $443K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (24) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Egg Harbor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Atlantic County.
Disasters that hit Egg Harbor

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Egg Harbor itself: aid to households, or repair grants to the Township of Egg Harbor.

Brought FEMA money into Egg HarborDeclared for Atlantic County only
2020

Tropical Storm Isaias

$41K to the Township of Egg Harbor for repairs
2016

Severe Winter Storm and Snowstorm

$35K to the Township of Egg Harbor for repairs
2012

Hurricane Sandy

$2.0M to the Township of Egg Harbor for repairs
2012

Severe Storms and Straight-Line Winds

$348K to the Township of Egg Harbor for repairs
2011

Hurricane Irene

1 household applied for aid $68K to the Township of Egg Harbor for repairs
2010

Severe Winter Storm and Snowstorm

$123K to the Township of Egg Harbor for repairs
2010

Severe Storms and Flooding

5 households applied for aid $4K aid approved $27K to the Township of Egg Harbor for repairs
2009

Snowstorm

$62K to the Township of Egg Harbor for repairs
2009

Severe Storms and Flooding Associated With Tropical Depression Ida and a Nor'eas

$300K to the Township of Egg Harbor for repairs
Atlantic County has had 29 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Egg Harbor

Egg Harbor and the towns around it

Hamilton: Moderate, mostly inland floodingGalloway: Moderate, mostly inland floodingEstell Manor: Moderate, mostly inland floodingLinwood: Moderate, mostly inland floodingSomers Point: High, mostly inland floodingNorthfield: Moderate, mostly inland floodingMargate City: Very high, mostly inland floodingPleasantville: High, mostly inland floodingAtlantic City: Very high, mostly inland floodingLongport: Very high, mostly inland floodingOcean City: Very high, mostly inland floodingCorbin City: Moderate, mostly inland floodingWeymouth: Moderate, mostly inland floodingBuena Vista: Moderate, mostly inland floodingMullica: High, mostly inland floodingPort Republic: High, mostly inland floodingBrigantine: Very high, mostly inland floodingBass River: Moderate, mostly inland floodingLittle Egg Harbor: High, mostly inland floodingWashington: Moderate, mostly inland floodingAbsecon: Moderate, mostly inland floodingEgg Harbor City: Moderate, mostly inland floodingUpper: High, mostly inland floodingMaurice River: High, mostly coastal floodingVentnor City: Very high, mostly inland floodingEgg Harbor: Moderate, mostly inland flooding Egg HarborHamiltonGallowayEstell ManorLinwoodSomers PointNorthfieldMargate CityPleasantvilleAtlantic CityLongportOcean CityCorbin City
Very lowLowModerateHighVery high
Ocean Citymostly inland floodingVery high
Margate Citymostly inland floodingVery high
Longportmostly inland floodingVery high
Atlantic Citymostly inland floodingVery high
Somers Pointmostly inland floodingHigh
Pleasantvillemostly inland floodingHigh
Estell Manormostly inland floodingModerate
Corbin Citymostly inland floodingModerate
Gallowaymostly inland floodingModerate
Linwoodmostly inland floodingModerate
Egg Harbormostly inland floodingModerate
Hamiltonmostly inland floodingModerate
Northfieldmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Egg Harbor covers 10 census tracts, combined by population.
Money that reached townFlood claims are matched to Egg Harbor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Egg Harbor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Egg Harbor total about $19.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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