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Natural hazards · Atlantic

Atlantic, NJ natural hazards

Most of the natural-hazard damage FEMA expects in Atlantic comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 5,161 claims here since 1978. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Atlantic?

82
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Atlantic to be higher than in 82% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding49%Hurricanes19%Coastal flooding16%Strong wind8%Everything else9%
By hazard

What Atlantic faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

19% of expected damage
Well above average · higher than 88% of U.S. places
Recorded about once every 5 years in the area

Coastal flooding

16% of expected damage
Well above average · among the top 1% of U.S. places

Strong wind

8% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 3 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Atlantic flood?

Every paid claim on a federal flood insurance policy in Atlantic, from FEMA’s records.

5,161paid claims since 1978
$122Mpaid to owners
300homes flooded more than once
19782026

Biggest named events

  • Hurricane Sandy: 2,745 claims, $102M
  • December Storm - Nor'easter: 881 claims, $8.5M
  • Hurricane Gloria: 289 claims, $1.6M

Homes that flooded again and again

Each house = 5 homes. ■ FEMA “severe repetitive loss” (61) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 20% off flood insurance. Atlantic is in FEMA’s Community Rating System (class 6) for its flood-proofing work.
Insurance rates: Atlantic County.

What’s been done with FEMA grants

69homes raised above flood level
Disasters that hit Atlantic

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Atlantic itself: aid to households, or repair grants to the City of Atlantic.

Brought FEMA money into AtlanticDeclared for Atlantic County only
2020

Tropical Storm Isaias

$76K to the City of Atlantic for repairs
2016

Severe Winter Storm and Snowstorm

$167K to the City of Atlantic for repairs
2012

Hurricane Sandy

9,424 households applied for aid $21.8M aid approved $16.3M to the City of Atlantic for repairs
2012

Severe Storms and Straight-Line Winds

$91K to the City of Atlantic for repairs
2011

Hurricane Irene

692 households applied for aid $128K aid approved $485K to the City of Atlantic for repairs
2010

Severe Winter Storm and Snowstorm

$205K to the City of Atlantic for repairs
2010

Severe Storms and Flooding

62 households applied for aid $105K aid approved $60K to the City of Atlantic for repairs
2009

Snowstorm

$72K to the City of Atlantic for repairs
2009

Severe Storms and Flooding Associated With Tropical Depression Ida and a Nor'eas

$210K to the City of Atlantic for repairs
2007

Severe Storms and Inland and Coastal Flooding

$2K to the City of Atlantic for repairs
Atlantic County has had 29 natural disasters declared since 1953, most often severe storms and hurricanes.
Around Atlantic

Atlantic and the towns around it

Pleasantville: High, mostly inland floodingGalloway: Moderate, mostly inland floodingAbsecon: Moderate, mostly inland floodingVentnor City: Very high, mostly inland floodingEgg Harbor: Moderate, mostly inland floodingBrigantine: Very high, mostly inland floodingPort Republic: High, mostly inland floodingBass River: Moderate, mostly inland floodingLittle Egg Harbor: High, mostly inland floodingWashington: Moderate, mostly inland floodingHamilton: Moderate, mostly inland floodingMullica: High, mostly inland floodingEgg Harbor City: Moderate, mostly inland floodingMargate City: Very high, mostly inland floodingEstell Manor: Moderate, mostly inland floodingLinwood: Moderate, mostly inland floodingSomers Point: High, mostly inland floodingNorthfield: Moderate, mostly inland floodingLongport: Very high, mostly inland floodingOcean City: Very high, mostly inland floodingCorbin City: Moderate, mostly inland floodingAtlantic City: Very high, mostly inland flooding Atlantic CityPleasantvilleGallowayAbseconVentnor CityEgg HarborBrigantine
Very lowLowModerateHighVery high
Ventnor Citymostly inland floodingVery high
Brigantinemostly inland floodingVery high
Atlantic Citymostly inland floodingVery high
Pleasantvillemostly inland floodingHigh
Gallowaymostly inland floodingModerate
Abseconmostly inland floodingModerate
Egg Harbormostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Atlantic covers 14 census tracts, combined by population.
Money that reached townFlood claims are matched to Atlantic’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Atlantic. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Atlantic total about $21.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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