Natural hazards · Roseville

Roseville, MN natural hazards

Most of the natural-hazard damage FEMA expects in Roseville comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roseville?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roseville to be higher than in 19% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding37%Cold waves23%Tornadoes20%Heat waves9%Hail8%Everything else3%

By hazard

What Roseville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Below average · higher than 27% of U.S. places

Recorded about once a year in the area

Cold waves

23% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 78% of U.S. places

Heat waves

9% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 7 times a year in the area

Hail

8% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roseville flood?

Every paid claim on a federal flood insurance policy in Roseville, from FEMA’s records.

5paid claims since 1978

$20Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Roseville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ramsey County.

Disasters that hit Roseville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Roseville itself: aid to households, or repair grants to the City of Roseville.

Brought FEMA money into RosevilleDeclared for Ramsey County only

2000

Severe Storms and Flooding

$31K to the City of Roseville for repairs

Ramsey County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Roseville

Roseville and the towns around it

Very lowLowModerateHighVery high

Shoreviewmostly inland floodingModerate

Lauderdalemostly inland floodingLow

St. Paulmostly inland floodingLow

Falcon Heightsmostly inland floodingLow

Maplewoodmostly inland floodingLow

Rosevillemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roseville covers 8 census tracts, combined by population.

Money that reached townFlood claims are matched to Roseville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Roseville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Roseville total about $12.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.