Natural hazards · Shoreview

Shoreview, MN natural hazards

Most of the natural-hazard damage FEMA expects in Shoreview comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2003. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shoreview?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shoreview to be higher than in 49% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding54%Cold waves18%Tornadoes13%Heat waves7%Hail5%Everything else2%

By hazard

What Shoreview faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once a year in the area

Cold waves

18% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 74% of U.S. places

Heat waves

7% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 7 times a year in the area

Hail

5% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shoreview flood?

Every paid claim on a federal flood insurance policy in Shoreview, from FEMA’s records.

1paid claims since 2003

$1Kpaid to owners

0homes flooded more than once

20032026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Shoreview isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ramsey County.

Disasters that hit Shoreview

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Shoreview itself: aid to households, or repair grants to the City of Shoreview.

Brought FEMA money into ShoreviewDeclared for Ramsey County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$30K to the City of Shoreview for repairs

Ramsey County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Shoreview

Shoreview and the towns around it

Very lowLowModerateHighVery high

Shoreviewmostly inland floodingModerate

North Oaksmostly inland floodingLow

Vadnais Heightsmostly inland floodingLow

Arden Hillsmostly inland floodingLow

Rosevillemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shoreview covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Shoreview’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Shoreview. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Shoreview total about $11.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.