Natural hazards · Falcon Heights

Falcon Heights, MN natural hazards

Most of the natural-hazard damage FEMA expects in Falcon Heights comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Falcon Heights?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Falcon Heights to be higher than in 24% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding41%Tornadoes21%Cold waves20%Heat waves8%Hail8%Everything else2%

By hazard

What Falcon Heights faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Below average · higher than 32% of U.S. places

Recorded about once a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 84% of U.S. places

Cold waves

20% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 9 times a year in the area

Heat waves

8% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 7 times a year in the area

Hail

8% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Falcon Heights flood?

FEMA's records show no paid flood insurance claims in Falcon Heights.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Falcon Heights isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ramsey County.

Disasters that hit Falcon Heights

Federal disasters declared here

None of the disasters declared for Ramsey County shows FEMA aid or repair money reaching Falcon Heights itself in FEMA’s records.

Brought FEMA money into Falcon HeightsDeclared for Ramsey County only

Ramsey County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Falcon Heights

Falcon Heights and the towns around it

Very lowLowModerateHighVery high

Lauderdalemostly inland floodingLow

St. Paulmostly inland floodingLow

Falcon Heightsmostly inland floodingLow

Rosevillemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Falcon Heights covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Falcon Heights’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Falcon Heights. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Falcon Heights total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.