Natural hazards · Lauderdale

Lauderdale, MN natural hazards

Most of the natural-hazard damage FEMA expects in Lauderdale comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lauderdale?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lauderdale to be higher than in 32% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding36%Cold waves25%Tornadoes21%Heat waves10%Hail6%Everything else2%

By hazard

What Lauderdale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once a year in the area

Cold waves

25% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 84% of U.S. places

Heat waves

10% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 7 times a year in the area

Hail

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lauderdale flood?

FEMA's records show no paid flood insurance claims in Lauderdale.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lauderdale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ramsey County.

Disasters that hit Lauderdale

Federal disasters declared here

None of the disasters declared for Ramsey County shows FEMA aid or repair money reaching Lauderdale itself in FEMA’s records.

Brought FEMA money into LauderdaleDeclared for Ramsey County only

Ramsey County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Lauderdale

Lauderdale and the towns around it

Very lowLowModerateHighVery high

Lauderdalemostly inland floodingLow

Falcon Heightsmostly inland floodingLow

Rosevillemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lauderdale covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lauderdale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lauderdale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lauderdale total about $715K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.