Natural hazards · Blaine

Blaine, MN natural hazards

Most of the natural-hazard damage FEMA expects in Blaine comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1991.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Blaine?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Blaine to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding71%Strong wind9%Tornadoes7%Everything else13%

By hazard

What Blaine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 2 years in the area

Strong wind

9% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 56% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Blaine flood?

Every paid claim on a federal flood insurance policy in Blaine, from FEMA’s records.

3paid claims since 1991

$3Kpaid to owners

0homes flooded more than once

19912026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Blaine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Anoka County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Blaine

Federal disasters declared here

None of the disasters declared for Anoka County shows FEMA aid or repair money reaching Blaine itself in FEMA’s records.

Brought FEMA money into BlaineDeclared for Anoka County only

Anoka County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Blaine

Blaine and the towns around it

Very lowLowModerateHighVery high

Circle Pinesmostly inland floodingHigh

Lino Lakesmostly inland floodingHigh

Blainemostly inland floodingHigh

Mounds Viewmostly inland floodingHigh

Ham Lakemostly inland floodingHigh

Coon Rapidsmostly inland floodingModerate

Lexingtonmostly inland floodingModerate

Spring Lake Parkmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Blaine covers 17 census tracts, combined by population.

Money that reached townFlood claims are matched to Blaine’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Blaine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Blaine total about $27.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.