Natural hazards · Mounds View

Mounds View, MN natural hazards

Most of the natural-hazard damage FEMA expects in Mounds View comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1997.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mounds View?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mounds View to be higher than in 66% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding57%Cold waves18%Tornadoes12%Heat waves7%Everything else6%

By hazard

What Mounds View faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Cold waves

18% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 9 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 74% of U.S. places

Heat waves

7% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 7 times a year in the area

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mounds View flood?

Every paid claim on a federal flood insurance policy in Mounds View, from FEMA’s records.

1paid claims since 1997

$1Kpaid to owners

0homes flooded more than once

19972026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mounds View isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ramsey County.

Disasters that hit Mounds View

Federal disasters declared here

None of the disasters declared for Ramsey County shows FEMA aid or repair money reaching Mounds View itself in FEMA’s records.

Brought FEMA money into Mounds ViewDeclared for Ramsey County only

Ramsey County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Mounds View

Mounds View and the towns around it

Very lowLowModerateHighVery high

Blainemostly inland floodingHigh

Mounds Viewmostly inland floodingHigh

New Brightonmostly inland floodingLow

Spring Lake Parkmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mounds View covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Mounds View’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mounds View. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mounds View total about $5.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.