Natural hazards · Spring Lake Park

Spring Lake Park, MN natural hazards

Most of the natural-hazard damage FEMA expects in Spring Lake Park comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2019.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Spring Lake Park?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Spring Lake Park to be higher than in 20% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding47%Strong wind16%Tornadoes14%Hail8%Cold waves5%Heat waves5%Everything else5%

By hazard

What Spring Lake Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Below average · higher than 27% of U.S. places

Recorded about once every 2 years in the area

Strong wind

16% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

14% of expected damage

Above average · higher than 56% of U.S. places

Hail

8% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 6 times a year in the area

Cold waves

5% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 9 times a year in the area

Heat waves

5% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Spring Lake Park flood?

Every paid claim on a federal flood insurance policy in Spring Lake Park, from FEMA’s records.

1paid claims since 2019

$728paid to owners

0homes flooded more than once

20192026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Spring Lake Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Anoka County.

Disasters that hit Spring Lake Park

Federal disasters declared here

None of the disasters declared for Anoka County shows FEMA aid or repair money reaching Spring Lake Park itself in FEMA’s records.

Brought FEMA money into Spring Lake ParkDeclared for Anoka County only

Anoka County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Spring Lake Park

Spring Lake Park and the towns around it

Very lowLowModerateHighVery high

Blainemostly inland floodingHigh

Mounds Viewmostly inland floodingHigh

Fridleymostly inland floodingModerate

Spring Lake Parkmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Spring Lake Park covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Spring Lake Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Spring Lake Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Spring Lake Park total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.