Coon Rapids’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Coon Rapids comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2011.
What stands out about Coon Rapids’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
How exposed is Coon Rapids?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 58% of U.S. communities, mostly from inland flooding.
Rated higher than 1,743 of the 2,631 Minnesota towns we cover.
Coon Rapids covers 16 census tracts, combined by population.
What Coon Rapids faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Strong wind
Tornadoes
Hail
Does Coon Rapids flood? Rarely: 3 flood claims since 2011
Every paid claim on a federal flood insurance policy in Coon Rapids, from FEMA’s records.
Coon Rapids isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Anoka County.Federal disasters declared here
None of the disasters declared for Anoka County shows FEMA aid or repair money reaching Coon Rapids itself in FEMA’s records.
Anoka County has had 11 natural disasters declared since 1953, most often floods and severe storms.
Get ready for what Coon Rapids actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Coon Rapids and its neighbors
Coon Rapids ranks 3rd calmest of 7 towns around it. Tap a town to see its hazards.
Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.
Most disasters here begin in March–May
The month each of Anoka County’s 11 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Coon Rapids’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Coon Rapids.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Coon Rapids, expected losses total about $19.4M a year, counting buildings, people and crops.
Storm stories
Memories, warnings and help from neighbors in Coon Rapids.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.