Natural hazards · Circle Pines

Circle Pines, MN natural hazards

Most of the natural-hazard damage FEMA expects in Circle Pines comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Circle Pines?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Circle Pines to be higher than in 76% of U.S. communities, mostly from inland flooding.

Inland flooding72%Strong wind8%Tornadoes7%Everything else12%

By hazard

What Circle Pines faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 2 years in the area

Strong wind

8% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 56% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Circle Pines flood?

FEMA's records show no paid flood insurance claims in Circle Pines.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Circle Pines isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Anoka County.

Disasters that hit Circle Pines

Federal disasters declared here

None of the disasters declared for Anoka County shows FEMA aid or repair money reaching Circle Pines itself in FEMA’s records.

Brought FEMA money into Circle PinesDeclared for Anoka County only

Anoka County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Circle Pines

Circle Pines and the towns around it

Very lowLowModerateHighVery high

Circle Pinesmostly inland floodingHigh

Lino Lakesmostly inland floodingHigh

Blainemostly inland floodingHigh

Lexingtonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Circle Pines covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Circle Pines’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Circle Pines. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Circle Pines total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.