Natural hazards · Ada

Ada, MI natural hazards

Most of the natural-hazard damage FEMA expects in Ada comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 31 claims here since 1979. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ada?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ada to be higher than in 29% of U.S. communities, mostly from inland flooding.

Inland flooding70%Tornadoes15%Strong wind5%Everything else9%

By hazard

What Ada faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Above average · higher than 73% of U.S. places

Strong wind

5% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ada flood?

Every paid claim on a federal flood insurance policy in Ada, from FEMA’s records.

31paid claims since 1979

$795Kpaid to owners

5homes flooded more than once

19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (3) ■ flooded 2+ times

of all homes
are insured

No community discount. Ada isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kent County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Ada

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ada itself: aid to households, or repair grants to the Township of Ada.

Brought FEMA money into AdaDeclared for Kent County only

2023

Severe Storms, Tornadoes, and Flooding

8 households applied for aid

2013

Flooding

$6K to the Township of Ada for repairs

2004

Severe Storms, Tornadoes, and Flooding

8 households applied for aid $12K aid approved

Kent County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Ada

Ada and the towns around it

Very lowLowModerateHighVery high

Plainfieldmostly inland floodingLow

Adamostly inland floodingLow

Lowellmostly inland floodingLow

Vergennesmostly inland floodingLow

Cascademostly inland floodingVery low

Cannonmostly inland floodingVery low

Kentwoodmostly inland floodingVery low

Grand Rapidsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ada covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Ada’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ada. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ada total about $4.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.