Natural hazards · Lowell

Lowell, MI natural hazards

Most of the natural-hazard damage FEMA expects in Lowell comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lowell?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lowell to be higher than in 23% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding57%Tornadoes18%Strong wind13%Everything else12%

By hazard

What Lowell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 40 years in the area

Strong wind

13% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lowell flood?

FEMA's records show no paid flood insurance claims in Lowell.

of all homes
are insured

No community discount. Lowell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kent County.

Disasters that hit Lowell

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Lowell itself: aid to households, or repair grants to the Township of Lowell.

Brought FEMA money into LowellDeclared for Kent County only

2013

Flooding

$9K to the Township of Lowell for repairs

Kent County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Lowell

Lowell and the towns around it

Very lowLowModerateHighVery high

Bostonmostly inland floodingModerate

Lowellmostly inland floodingLow

Adamostly inland floodingLow

Lowellmostly inland floodingLow

Bownemostly inland floodingLow

Vergennesmostly inland floodingLow

Cascademostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lowell is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lowell’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lowell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.