Natural hazards · Vergennes

Vergennes, MI natural hazards

Most of the natural-hazard damage FEMA expects in Vergennes comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 31 claims here since 1986.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Vergennes?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Vergennes to be higher than in 22% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding63%Tornadoes17%Strong wind8%Everything else12%

By hazard

What Vergennes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Above average · higher than 73% of U.S. places

Strong wind

8% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Vergennes flood?

Every paid claim on a federal flood insurance policy in Vergennes, from FEMA’s records.

31paid claims since 1986

$279Kpaid to owners

0homes flooded more than once

19862026

of all homes
are insured

No community discount. Vergennes isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kent County.

Disasters that hit Vergennes

Federal disasters declared here

None of the disasters declared for Kent County shows FEMA aid or repair money reaching Vergennes itself in FEMA’s records.

Brought FEMA money into VergennesDeclared for Kent County only

Kent County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Vergennes

Vergennes and the towns around it

Very lowLowModerateHighVery high

Lowellmostly inland floodingLow

Adamostly inland floodingLow

Lowellmostly inland floodingLow

Vergennesmostly inland floodingLow

Keenemostly inland floodingVery low

Grattanmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Vergennes covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Vergennes’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Vergennes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Vergennes total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.