Natural hazards · Plainfield

Plainfield, MI natural hazards

Most of the natural-hazard damage FEMA expects in Plainfield comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 175 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Plainfield?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Plainfield to be higher than in 39% of U.S. communities, mostly from inland flooding.

Inland flooding70%Tornadoes15%Strong wind5%Everything else10%

By hazard

What Plainfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Above average · higher than 73% of U.S. places

Strong wind

5% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Plainfield flood?

Every paid claim on a federal flood insurance policy in Plainfield, from FEMA’s records.

175paid claims since 1979

$2.7Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

2026-04-Flooding: 1 claim, $4K

of all homes
are insured

No community discount. Plainfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kent County.

Disasters that hit Plainfield

Federal disasters declared here

None of the disasters declared for Kent County shows FEMA aid or repair money reaching Plainfield itself in FEMA’s records.

Brought FEMA money into PlainfieldDeclared for Kent County only

Kent County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Around Plainfield

Plainfield and the towns around it

Very lowLowModerateHighVery high

Plainfieldmostly inland floodingLow

Algomamostly inland floodingLow

Rockfordmostly inland floodingLow

Adamostly inland floodingLow

Cannonmostly inland floodingVery low

Alpinemostly inland floodingVery low

Grand Rapidsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Plainfield covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Plainfield’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Plainfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Plainfield total about $9.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.