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Natural hazards · Eliot

Eliot, ME natural hazards

Most of the natural-hazard damage FEMA expects in Eliot comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 8 claims here since 1979. 16 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Eliot?

31
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eliot to be higher than in 31% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding49%Hurricanes25%Ice storms8%Earthquakes7%Everything else12%
By hazard

What Eliot faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about once a year in the area

Hurricanes

25% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 7 years in the area

Ice storms

8% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 3 times a year in the area

Earthquakes

7% of expected damage
Above average · higher than 66% of U.S. places

Lower here

Coastal floodingTornadoesHailWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Eliot flood?

Every paid claim on a federal flood insurance policy in Eliot, from FEMA’s records.

8paid claims since 1979
$145Kpaid to owners
0homes flooded more than once
19792026

Biggest named events

  • April 2007 Nor'easter: 4 claims, $117K
  • The “Halloween” storm: 1 claim, $11K
of all homes
are insured
No community discount. Eliot isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: York County.
Disasters that hit Eliot

16 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eliot itself: aid to households, or repair grants to the Town of Eliot.

Brought FEMA money into EliotDeclared for York County only
2024

Severe Winter Storm

$49K to the Town of Eliot for repairs
2024

Severe Storms and Flooding

6 households applied for aid $4K aid approved
2022

Severe Storm and Flooding

$10K to the Town of Eliot for repairs
2017

Severe Storm and Flooding

$17K to the Town of Eliot for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$28K to the Town of Eliot for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$32K to the Town of Eliot for repairs
2011

Tropical Storm Irene

$14K to the Town of Eliot for repairs
2010

Severe Storms and Flooding

$15K to the Town of Eliot for repairs
2010

Severe Winter Storm

$12K to the Town of Eliot for repairs
2008

Severe Winter Storm and Flooding

$79K to the Town of Eliot for repairs
2007

Severe Storms and Inland and Coastal Flooding

16 households applied for aid $15K aid approved $24K to the Town of Eliot for repairs
2006

Severe Storms and Flooding

28 households applied for aid $22K aid approved $32K to the Town of Eliot for repairs
2005

Snow

$17K to the Town of Eliot for repairs
2005

Record And/Or Near Record Snow

$33K to the Town of Eliot for repairs
2001

Severe Winter Storms and Flooding

$1K to the Town of Eliot for repairs
2001

Snow

$11K to the Town of Eliot for repairs
York County has had 36 natural disasters declared since 1953, most often severe storms and floods.
Around Eliot

Eliot and the towns around it

South Berwick: Low, mostly inland floodingDover: Moderate, mostly inland floodingKittery: Low, mostly inland floodingNewington: Very low, mostly inland floodingYork: Low, mostly inland floodingPortsmouth: Low, mostly inland floodingRollinsford: Low, mostly inland floodingBerwick: Low, mostly inland floodingWells: Moderate, mostly inland floodingNorth Berwick: Low, mostly inland floodingMadbury: Moderate, mostly inland floodingSomersworth: Low, mostly inland floodingRochester: Moderate, mostly inland floodingRye: High, mostly inland floodingNew Castle: Very low, mostly inland floodingDurham: Low, mostly inland floodingGreenland: Very low, mostly inland floodingOgunquit: Moderate, mostly inland floodingEliot: Low, mostly inland flooding EliotSouth BerwickDoverKitteryNewingtonYorkPortsmouth
Very lowLowModerateHighVery high
Dovermostly inland floodingModerate
Kitterymostly inland floodingLow
South Berwickmostly inland floodingLow
Eliotmostly inland floodingLow
Yorkmostly inland floodingLow
Portsmouthmostly inland floodingLow
Newingtonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eliot covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Eliot’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Eliot. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eliot total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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