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Natural hazards · Kittery

Kittery, ME natural hazards

Most of the natural-hazard damage FEMA expects in Kittery comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 18 claims here since 1978. 17 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kittery?

36
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kittery to be higher than in 36% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding37%Hurricanes23%Coastal flooding17%Earthquakes7%Ice storms7%Everything else9%
By hazard

What Kittery faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage
Well below average · higher than 12% of U.S. places
Recorded about once a year in the area

Hurricanes

23% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 7 years in the area

Coastal flooding

17% of expected damage
Well above average · among the top 1% of U.S. places

Earthquakes

7% of expected damage
Above average · higher than 68% of U.S. places

Ice storms

7% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 3 times a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kittery flood?

Every paid claim on a federal flood insurance policy in Kittery, from FEMA’s records.

18paid claims since 1978
$1.1Mpaid to owners
3homes flooded more than once
19782026

Biggest named events

  • The “Halloween” storm: 3 claims, $13K
  • April 2007 Nor'easter: 1 claim, $48K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Kittery isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: York County.
Disasters that hit Kittery

17 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kittery itself: aid to households, or repair grants to the Town of Kittery.

Brought FEMA money into KitteryDeclared for York County only
2024

Severe Winter Storm

$48K to the Town of Kittery for repairs
2024

Severe Storms and Flooding

13 households applied for aid $2K aid approved $725K to the Town of Kittery for repairs
2022

Severe Storm and Flooding

$23K to the Town of Kittery for repairs
2018

Severe Storm and Flooding

$301K to the Town of Kittery for repairs
2017

Severe Storm and Flooding

$26K to the Town of Kittery for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$81K to the Town of Kittery for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$45K to the Town of Kittery for repairs
2011

Tropical Storm Irene

$23K to the Town of Kittery for repairs
2010

Severe Storms and Flooding

$34K to the Town of Kittery for repairs
2010

Severe Winter Storm

$66K to the Town of Kittery for repairs
2008

Severe Winter Storm and Flooding

$131K to the Town of Kittery for repairs
2007

Severe Storms and Inland and Coastal Flooding

6 households applied for aid $9K aid approved $40K to the Town of Kittery for repairs
2006

Severe Storms and Flooding

31 households applied for aid $21K aid approved $61K to the Town of Kittery for repairs
2005

Snow

$19K to the Town of Kittery for repairs
2005

Record And/Or Near Record Snow

$42K to the Town of Kittery for repairs
2001

Severe Winter Storms and Flooding

$7K to the Town of Kittery for repairs
2001

Snow

$15K to the Town of Kittery for repairs
York County has had 36 natural disasters declared since 1953, most often severe storms and floods.
Around Kittery

Kittery and the towns around it

York: Low, mostly inland floodingEliot: Low, mostly inland floodingRye: High, mostly inland floodingPortsmouth: Low, mostly inland floodingNew Castle: Very low, mostly inland floodingOgunquit: Moderate, mostly inland floodingSouth Berwick: Low, mostly inland floodingDover: Moderate, mostly inland floodingNewington: Very low, mostly inland floodingNorth Hampton: Moderate, mostly inland floodingGreenland: Very low, mostly inland floodingKittery: Low, mostly inland flooding KitteryYorkEliotRyePortsmouthNew Castle
Very lowLowModerateHighVery high
Ryemostly inland floodingHigh
Kitterymostly inland floodingLow
Eliotmostly inland floodingLow
Yorkmostly inland floodingLow
Portsmouthmostly inland floodingLow
New Castlemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kittery covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Kittery’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Kittery. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kittery total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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