Natural hazards · York

York, ME natural hazards

Most of the natural-hazard damage FEMA expects in York comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 350 claims here since 1978. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is York?

30
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in York to be higher than in 30% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding47%Hurricanes26%Ice storms7%Earthquakes7%Everything else14%
By hazard

What York faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage
Well below average · higher than 20% of U.S. places
Recorded about once a year in the area

Hurricanes

26% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 7 years in the area

Ice storms

7% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 3 times a year in the area

Earthquakes

7% of expected damage
Above average · higher than 65% of U.S. places

Lower here

Coastal floodingTornadoesHailWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does York flood?

Every paid claim on a federal flood insurance policy in York, from FEMA’s records.

350paid claims since 1978
$7.7Mpaid to owners
32homes flooded more than once
19782026

Biggest named events

  • The “Halloween” storm: 46 claims, $717K
  • April 2007 Nor'easter: 20 claims, $418K
  • Hurricane Irene: 1 claim, $7K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (8) ■ flooded 2+ times

of all homes
are insured
🏷️ 10% off flood insurance. York is in FEMA’s Community Rating System (class 8) for its flood-proofing work.
Insurance rates: York County.
Disasters that hit York

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in York itself: aid to households, or repair grants to the Town of York.

Brought FEMA money into YorkDeclared for York County only
2024

Severe Storms and Flooding

45 households applied for aid $149K aid approved
2007

Severe Storms and Inland and Coastal Flooding

11 households applied for aid $4K aid approved
2006

Severe Storms and Flooding

148 households applied for aid $107K aid approved
York County has had 36 natural disasters declared since 1953, most often severe storms and floods.
Around York

York and the towns around it

Kittery: Low, mostly inland floodingOgunquit: Moderate, mostly inland floodingEliot: Low, mostly inland floodingSouth Berwick: Low, mostly inland floodingRye: High, mostly inland floodingPortsmouth: Low, mostly inland floodingNew Castle: Very low, mostly inland floodingWells: Moderate, mostly inland floodingDover: Moderate, mostly inland floodingNewington: Very low, mostly inland floodingRollinsford: Low, mostly inland floodingBerwick: Low, mostly inland floodingNorth Berwick: Low, mostly inland floodingYork: Low, mostly inland flooding YorkKitteryOgunquitEliotSouth Berwick
Very lowLowModerateHighVery high
Ogunquitmostly inland floodingModerate
Kitterymostly inland floodingLow
South Berwickmostly inland floodingLow
Eliotmostly inland floodingLow
Yorkmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. York covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to York’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of York. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across York total about $4.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01