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Natural hazards · Bowdoinham

Bowdoinham, ME natural hazards

Most of the natural-hazard damage FEMA expects in Bowdoinham comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1987. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bowdoinham?

41
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bowdoinham to be higher than in 41% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding40%Hurricanes20%Coastal flooding15%Ice storms10%Everything else15%
By hazard

What Bowdoinham faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about once every 2 years in the area

Hurricanes

20% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 9 years in the area

Coastal flooding

15% of expected damage
Well above average · higher than 98% of U.S. places

Ice storms

10% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bowdoinham flood?

Every paid claim on a federal flood insurance policy in Bowdoinham, from FEMA’s records.

4paid claims since 1987
$68Kpaid to owners
1homes flooded more than once
19872026

Biggest named events

  • April 2007 Nor'easter: 1 claim, $35K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Bowdoinham isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Sagadahoc County.
Disasters that hit Bowdoinham

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bowdoinham itself: aid to households, or repair grants to the Town of Bowdoinham.

Brought FEMA money into BowdoinhamDeclared for Sagadahoc County only
2024

Severe Storms and Flooding

4 households applied for aid $3K aid approved
2017

Severe Storm and Flooding

$14K to the Town of Bowdoinham for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$12K to the Town of Bowdoinham for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$13K to the Town of Bowdoinham for repairs
2008

Severe Winter Storm and Flooding

$27K to the Town of Bowdoinham for repairs
2007

Severe Storms and Inland and Coastal Flooding

8 households applied for aid $4K aid approved $9K to the Town of Bowdoinham for repairs
2001

Snow

$5K to the Town of Bowdoinham for repairs
Sagadahoc County has had 20 natural disasters declared since 1953, most often severe storms and floods.
Around Bowdoinham

Bowdoinham and the towns around it

Topsham: Low, mostly inland floodingWoolwich: Low, mostly inland floodingRichmond: Moderate, mostly inland floodingBowdoin: Moderate, mostly inland floodingBath: Moderate, mostly inland floodingLisbon: Low, mostly inland floodingBrunswick: Very low, mostly inland floodingDurham: Low, mostly inland floodingWiscasset: Moderate, mostly inland floodingArrowsic: Low, mostly inland floodingWestport Island: Moderate, mostly inland floodingGeorgetown: Low, mostly inland floodingDresden: Moderate, mostly inland floodingLitchfield: Low, mostly inland floodingPittston: Moderate, mostly inland floodingWest Bath: Low, mostly coastal floodingPhippsburg: Low, mostly coastal floodingBowdoinham: Moderate, mostly inland flooding BowdoinhamTopshamWoolwichRichmondBowdoinBath
Very lowLowModerateHighVery high
Richmondmostly inland floodingModerate
Bathmostly inland floodingModerate
Bowdoinhammostly inland floodingModerate
Bowdoinmostly inland floodingModerate
Woolwichmostly inland floodingLow
Topshammostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bowdoinham covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Bowdoinham’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bowdoinham. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bowdoinham total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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