Natural hazards · Woolwich

Woolwich, ME natural hazards

Most of the natural-hazard damage FEMA expects in Woolwich comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2009. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Woolwich?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Woolwich to be higher than in 36% of U.S. communities, mostly from inland flooding and coastal flooding.

Inland flooding34%Coastal flooding26%Hurricanes17%Ice storms10%Everything else12%

By hazard

What Woolwich faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about once every 2 years in the area

Coastal flooding

26% of expected damage

Well above average · among the top 1% of U.S. places

Hurricanes

17% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 10 years in the area

Ice storms

10% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Woolwich flood?

Every paid claim on a federal flood insurance policy in Woolwich, from FEMA’s records.

1paid claims since 2009

$6Kpaid to owners

0homes flooded more than once

20092026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Woolwich isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sagadahoc County.

Disasters that hit Woolwich

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Woolwich itself: aid to households, or repair grants to the Town of Woolwich.

Brought FEMA money into WoolwichDeclared for Sagadahoc County only

2024

Severe Storms and Flooding

7 households applied for aid $22K aid approved

2017

Severe Storm and Flooding

$41K to the Town of Woolwich for repairs

2010

Severe Winter Storm

$19K to the Town of Woolwich for repairs

2007

Severe Storms and Inland and Coastal Flooding

10 households applied for aid $14K aid approved

Sagadahoc County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Woolwich

Woolwich and the towns around it

Very lowLowModerateHighVery high

Wiscassetmostly inland floodingModerate

Westport Islandmostly inland floodingModerate

Dresdenmostly inland floodingModerate

Bathmostly inland floodingModerate

Bowdoinhammostly inland floodingModerate

Woolwichmostly inland floodingLow

Arrowsicmostly inland floodingLow

Georgetownmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Woolwich covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Woolwich’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Woolwich. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Woolwich total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.