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Natural hazards · Richmond

Richmond, ME natural hazards

Most of the natural-hazard damage FEMA expects in Richmond comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1980. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Richmond?

53
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Richmond to be higher than in 53% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding51%Hurricanes16%Coastal flooding10%Ice storms8%Everything else14%
By hazard

What Richmond faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage
Above average · higher than 53% of U.S. places
Recorded about once every 2 years in the area

Hurricanes

16% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 10 years in the area

Coastal flooding

10% of expected damage
Well above average · higher than 98% of U.S. places

Ice storms

8% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Richmond flood?

Every paid claim on a federal flood insurance policy in Richmond, from FEMA’s records.

3paid claims since 1980
$25Kpaid to owners
0homes flooded more than once
19802026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Richmond isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Sagadahoc County.
Disasters that hit Richmond

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Richmond itself: aid to households, or repair grants to the Town of Richmond.

Brought FEMA money into RichmondDeclared for Sagadahoc County only
2024

Severe Storms and Flooding

3 households applied for aid $946 aid approved
2023

Severe Storm and Flooding

$20K to the Town of Richmond for repairs
2017

Severe Storm and Flooding

$13K to the Town of Richmond for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$11K to the Town of Richmond for repairs
2008

Severe Winter Storm and Flooding

$40K to the Town of Richmond for repairs
2007

Severe Storms and Inland and Coastal Flooding

3 households applied for aid $2K aid approved $6K to the Town of Richmond for repairs
2001

Snow

$5K to the Town of Richmond for repairs
Sagadahoc County has had 20 natural disasters declared since 1953, most often severe storms and floods.
Around Richmond

Richmond and the towns around it

Litchfield: Low, mostly inland floodingDresden: Moderate, mostly inland floodingBowdoin: Moderate, mostly inland floodingPittston: Moderate, mostly inland floodingBowdoinham: Moderate, mostly inland floodingWest Gardiner: Low, mostly inland floodingGardiner: Moderate, mostly inland floodingWales: Low, mostly inland floodingSabattus: Low, mostly inland floodingMonmouth: Low, mostly inland floodingWiscasset: Moderate, mostly inland floodingAlna: Moderate, mostly inland floodingWoolwich: Low, mostly inland floodingLisbon: Low, mostly inland floodingTopsham: Low, mostly inland floodingRandolph: Moderate, mostly inland floodingChelsea: Low, mostly inland floodingWhitefield: Moderate, mostly inland floodingBath: Moderate, mostly inland floodingRichmond: Moderate, mostly inland flooding RichmondLitchfieldDresdenBowdoinPittstonBowdoinham
Very lowLowModerateHighVery high
Pittstonmostly inland floodingModerate
Richmondmostly inland floodingModerate
Dresdenmostly inland floodingModerate
Bowdoinmostly inland floodingModerate
Bowdoinhammostly inland floodingModerate
Litchfieldmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Richmond covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Richmond’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Richmond. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Richmond total about $832K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

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You’re in Richmond, MESagadahoc CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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