TownTapestry
Sign inJoin
SouthamptonGood morning
Natural hazards · Southampton

Southampton, MA natural hazards

Most of the natural-hazard damage FEMA expects in Southampton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1978. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Southampton?

30
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Southampton to be higher than in 30% of U.S. communities, mostly from inland flooding.

Inland flooding67%Hurricanes12%Everything else21%
By hazard

What Southampton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage
Below average · higher than 49% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

12% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 11 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Southampton flood?

Every paid claim on a federal flood insurance policy in Southampton, from FEMA’s records.

5paid claims since 1978
$57Kpaid to owners
1homes flooded more than once
19782026

Biggest named events

  • April 2007 Nor'easter: 2 claims, $42K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Southampton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hampshire County.
Disasters that hit Southampton

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Southampton itself: aid to households, or repair grants to the Town of Southampton.

Brought FEMA money into SouthamptonDeclared for Hampshire County only
2013

Severe Winter Storm, Snowstorm, and Flooding

$40K to the Town of Southampton for repairs
2011

Severe Storm and Snowstorm

$181K to the Town of Southampton for repairs
2011

Tropical Storm Irene

$22K to the Town of Southampton for repairs
2011

Severe Winter Storm and Snowstorm

$28K to the Town of Southampton for repairs
2007

Severe Storms and Inland and Coastal Flooding

$51K to the Town of Southampton for repairs
2005

Severe Storms and Flooding

1 household applied for aid $4K aid approved $23K to the Town of Southampton for repairs
2005

Record And/Or Near Record Snow

$37K to the Town of Southampton for repairs
2003

Snow

$34K to the Town of Southampton for repairs
2001

Snow

$11K to the Town of Southampton for repairs
Hampshire County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Southampton

Southampton and the towns around it

Easthampton: Moderate, mostly inland floodingHolyoke: Low, mostly inland floodingMontgomery: High, mostly inland floodingWestfield: Very high, mostly inland floodingWesthampton: Moderate, mostly inland floodingHuntington: Very high, mostly inland floodingNorthampton: Low, mostly inland floodingHadley: Low, mostly inland floodingSouth Hadley: Low, mostly inland floodingChicopee: Low, mostly inland floodingWest Springfield Town: Low, mostly inland floodingRussell: High, mostly inland floodingAgawam Town: Moderate, mostly inland floodingGranville: High, mostly inland floodingSouthwick: Moderate, mostly inland floodingChesterfield: Moderate, mostly inland floodingChester: High, mostly inland floodingBlandford: High, mostly inland floodingWorthington: Moderate, mostly inland floodingSouthampton: Low, mostly inland flooding SouthamptonEasthamptonHolyokeMontgomeryWestfieldWesthamptonHuntington
Very lowLowModerateHighVery high
Huntingtonmostly inland floodingVery high
Westfieldmostly inland floodingVery high
Montgomerymostly inland floodingHigh
Easthamptonmostly inland floodingModerate
Westhamptonmostly inland floodingModerate
Holyokemostly inland floodingLow
Southamptonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Southampton covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Southampton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Southampton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Southampton total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Southampton, MAHampshire CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Southampton is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map