TownTapestry
Sign inJoin
MontgomeryGood night
Natural hazards · Montgomery

Montgomery, MA natural hazards

Most of the natural-hazard damage FEMA expects in Montgomery comes from inland flooding, and overall the risk is high for a U.S. community. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Montgomery?

63
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Montgomery to be higher than in 63% of U.S. communities, mostly from inland flooding.

Inland flooding77%Hurricanes10%Everything else13%
By hazard

What Montgomery faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

10% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 9 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Montgomery flood?

FEMA's records show no paid flood insurance claims in Montgomery.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Montgomery isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hampden County.
Disasters that hit Montgomery

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Montgomery itself: aid to households, or repair grants to the Town of Montgomery.

Brought FEMA money into MontgomeryDeclared for Hampden County only
2013

Severe Winter Storm, Snowstorm, and Flooding

$6K to the Town of Montgomery for repairs
2011

Severe Storm and Snowstorm

$6K to the Town of Montgomery for repairs
2011

Tropical Storm Irene

$6K to the Town of Montgomery for repairs
2011

Severe Winter Storm and Snowstorm

$5K to the Town of Montgomery for repairs
2008

Severe Winter Storm and Flooding

$38K to the Town of Montgomery for repairs
2007

Severe Storms and Inland and Coastal Flooding

$51K to the Town of Montgomery for repairs
2005

Record And/Or Near Record Snow

$5K to the Town of Montgomery for repairs
2003

Snow

$5K to the Town of Montgomery for repairs
Hampden County has had 20 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Montgomery

Montgomery and the towns around it

Russell: High, mostly inland floodingWestfield: Very high, mostly inland floodingHuntington: Very high, mostly inland floodingSouthampton: Low, mostly inland floodingBlandford: High, mostly inland floodingGranville: High, mostly inland floodingWest Springfield Town: Low, mostly inland floodingAgawam Town: Moderate, mostly inland floodingSouthwick: Moderate, mostly inland floodingHolyoke: Low, mostly inland floodingChesterfield: Moderate, mostly inland floodingChester: High, mostly inland floodingWorthington: Moderate, mostly inland floodingEasthampton: Moderate, mostly inland floodingWesthampton: Moderate, mostly inland floodingMontgomery: High, mostly inland flooding MontgomeryRussellWestfieldHuntingtonSouthampton
Very lowLowModerateHighVery high
Huntingtonmostly inland floodingVery high
Westfieldmostly inland floodingVery high
Montgomerymostly inland floodingHigh
Russellmostly inland floodingHigh
Southamptonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Montgomery is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Montgomery’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Montgomery. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Montgomery, MAHampden CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Montgomery is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map