Natural hazards · Westhampton

Westhampton, MA natural hazards

Most of the natural-hazard damage FEMA expects in Westhampton comes from inland flooding, and overall the risk is moderate for a U.S. community. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Westhampton?

40
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Westhampton to be higher than in 40% of U.S. communities, mostly from inland flooding.

Inland flooding69%Hurricanes10%Cold waves6%Everything else14%
By hazard

What Westhampton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage
Above average · higher than 61% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

10% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 11 years in the area

Cold waves

6% of expected damage
Below average · higher than 35% of U.S. places
Recorded about 4 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Westhampton flood?

FEMA's records show no paid flood insurance claims in Westhampton.

of all homes
are insured
No community discount. Westhampton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hampshire County.
Disasters that hit Westhampton

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Westhampton itself: aid to households, or repair grants to the Town of Westhampton.

Brought FEMA money into WesthamptonDeclared for Hampshire County only
2013

Severe Winter Storm, Snowstorm, and Flooding

$16K to the Town of Westhampton for repairs
2011

Severe Storm and Snowstorm

$19K to the Town of Westhampton for repairs
2011

Tropical Storm Irene

$21K to the Town of Westhampton for repairs
2011

Severe Winter Storm and Snowstorm

$12K to the Town of Westhampton for repairs
2008

Severe Winter Storm and Flooding

$35K to the Town of Westhampton for repairs
2007

Severe Storms and Inland and Coastal Flooding

$69K to the Town of Westhampton for repairs
2005

Record And/Or Near Record Snow

$10K to the Town of Westhampton for repairs
2003

Snow

$14K to the Town of Westhampton for repairs
2001

Snow

$5K to the Town of Westhampton for repairs
Hampshire County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Westhampton

Westhampton and the towns around it

Southampton: Low, mostly inland floodingEasthampton: Moderate, mostly inland floodingHolyoke: Low, mostly inland floodingMontgomery: High, mostly inland floodingWestfield: Very high, mostly inland floodingHuntington: Very high, mostly inland floodingWesthampton: Moderate, mostly inland flooding WesthamptonSouthampton
Very lowLowModerateHighVery high
Westhamptonmostly inland floodingModerate
Southamptonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Westhampton covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Westhampton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Westhampton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Westhampton total about $384K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01