Natural hazards · Easthampton

Easthampton, MA natural hazards

Most of the natural-hazard damage FEMA expects in Easthampton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 27 claims here since 1984. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Easthampton?

40
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Easthampton to be higher than in 40% of U.S. communities, mostly from inland flooding.

Inland flooding70%Hurricanes10%Everything else20%
By hazard

What Easthampton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage
Above average · higher than 61% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

10% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 11 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Easthampton flood?

Every paid claim on a federal flood insurance policy in Easthampton, from FEMA’s records.

27paid claims since 1984
$551Kpaid to owners
6homes flooded more than once
19842026

Biggest named events

  • Hurricane Irene: 6 claims, $192K
  • April 2007 Nor'easter: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of all homes
are insured
No community discount. Easthampton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hampshire County.
Disasters that hit Easthampton

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Easthampton itself: aid to households, or repair grants to the City of Easthampton.

Brought FEMA money into EasthamptonDeclared for Hampshire County only
2013

Severe Winter Storm, Snowstorm, and Flooding

$63K to the City of Easthampton for repairs
2011

Severe Storm and Snowstorm

$151K to the City of Easthampton for repairs
2011

Tropical Storm Irene

$20K to the City of Easthampton for repairs
2011

Severe Winter Storm and Snowstorm

$57K to the City of Easthampton for repairs
2007

Severe Storms and Inland and Coastal Flooding

$2K to the City of Easthampton for repairs
2005

Severe Storms and Flooding

1 household applied for aid $629 aid approved
2005

Record And/Or Near Record Snow

$50K to the City of Easthampton for repairs
2003

Snow

$56K to the City of Easthampton for repairs
2001

Snow

$24K to the City of Easthampton for repairs
Hampshire County has had 19 natural disasters declared since 1953, most often hurricanes and winter storms.
Around Easthampton

Easthampton and the towns around it

Southampton: Low, mostly inland floodingNorthampton: Low, mostly inland floodingHolyoke: Low, mostly inland floodingHadley: Low, mostly inland floodingMontgomery: High, mostly inland floodingWestfield: Very high, mostly inland floodingWesthampton: Moderate, mostly inland floodingHuntington: Very high, mostly inland floodingHatfield: Moderate, mostly inland floodingSouth Hadley: Low, mostly inland floodingChicopee: Low, mostly inland floodingWest Springfield Town: Low, mostly inland floodingAmherst Town: Low, mostly inland floodingEasthampton: Moderate, mostly inland flooding EasthamptonSouthamptonNorthamptonHolyokeHadley
Very lowLowModerateHighVery high
Easthamptonmostly inland floodingModerate
Hadleymostly inland floodingLow
Northamptonmostly inland floodingLow
Holyokemostly inland floodingLow
Southamptonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Easthampton covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Easthampton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Easthampton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Easthampton total about $3.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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