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Natural hazards · Wauconda

Wauconda, IL natural hazards

Most of the natural-hazard damage FEMA expects in Wauconda comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 31 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Wauconda?

43
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wauconda to be higher than in 43% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding61%Tornadoes16%Cold waves15%Everything else7%
By hazard

What Wauconda faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage
Above average · higher than 68% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

16% of expected damage
Above average · higher than 72% of U.S. places

Cold waves

15% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Wauconda flood?

Every paid claim on a federal flood insurance policy in Wauconda, from FEMA’s records.

31paid claims since 1978
$230Kpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Tropical Storm Erin: 1 claim, $743
of homes in flood zones
are insured
of all homes
are insured
No community discount. Wauconda isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lake County.
Disasters that hit Wauconda

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Wauconda itself: aid to households, or repair grants to the Township of Wauconda.

Brought FEMA money into WaucondaDeclared for Lake County only
2008

Record Snow and Near Record Snow

$13K to the Township of Wauconda for repairs
Lake County has had 15 natural disasters declared since 1953, most often winter storms and floods.
Around Wauconda

Wauconda and the towns around it

Fremont: Very low, mostly inland floodingGrant: High, mostly inland floodingNunda: High, mostly inland floodingCuba: High, mostly inland floodingWauconda: Moderate, mostly inland floodingMcHenry: High, mostly inland floodingVolo: Moderate, mostly inland floodingPort Barrington: High, mostly inland floodingLakemoor: Very high, mostly inland floodingRound Lake: Moderate, mostly inland floodingEla: Low, mostly inland floodingLibertyville: Low, mostly inland floodingHawthorn Woods: Very low, mostly inland floodingAvon: Moderate, mostly inland floodingMundelein: Very low, mostly inland floodingGrayslake: Low, mostly inland floodingLake Villa: Moderate, mostly inland floodingAntioch: High, mostly inland floodingRound Lake Beach: High, mostly inland floodingAlgonquin: Moderate, mostly inland floodingDorr: Very low, mostly inland floodingOakwood Hills: Very high, mostly inland floodingRidgefield: Very low, mostly inland floodingBarrington: Very low, mostly inland floodingDeer Park: Low, mostly inland floodingNorth Barrington: Low, mostly inland floodingLake Barrington: Low, mostly inland floodingGreenwood: Low, mostly inland floodingBull Valley: Low, mostly inland floodingFox Lake: Very high, mostly inland floodingIsland Lake: Very high, mostly inland floodingJohnsburg: Moderate, mostly inland floodingRound Lake Park: Moderate, mostly inland floodingLong Lake: Moderate, mostly inland floodingWauconda: Moderate, mostly inland flooding WaucondaFremontGrantNundaCubaWaucondaMcHenryVoloPort BarringtonLakemoorRound Lake
Very lowLowModerateHighVery high
Lakemoormostly inland floodingVery high
McHenrymostly inland floodingHigh
Grantmostly inland floodingHigh
Nundamostly inland floodingHigh
Cubamostly inland floodingHigh
Port Barringtonmostly inland floodingHigh
Waucondamostly inland floodingModerate
Round Lakemostly inland floodingModerate
Waucondamostly inland floodingModerate
Volomostly inland floodingModerate
Fremontmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wauconda covers 5 census tracts, combined by population.
Money that reached townFlood claims are matched to Wauconda’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Wauconda. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wauconda total about $9.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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