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Natural hazards in Port Barrington · FEMA

Port Barrington’s biggest natural hazard is inland flooding

Most of the natural-hazard damage FEMA expects in Port Barrington comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 57 claims here since 1979. 2 federal disasters brought FEMA money into town.

64High riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
High
higher than 64% of U.S. places
Main hazard
Inland flooding
65% of expected damage
Flood claims
57
paid since 1979 · $613K
Disasters paid out here
2
of 15 declared for Lake County
Flood insurance
15% off
Community discount

What stands out about Port Barrington’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Flood insurance claims

Does Port Barrington flood? Sometimes: 57 flood claims since 1979

Every paid claim on a federal flood insurance policy in Port Barrington, from FEMA’s records.

Paid flood claims, by year
1979: 11 claims1980: 0 claims1981: 0 claims1982: 0 claims1983: 2 claims1984: 0 claims1985: 0 claims1986: 7 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 7 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 1 claim2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 2 claims2005: 0 claims2006: 0 claims2007: 3 claims2008: 3 claims2009: 0 claims2010: 1 claim2011: 0 claims2012: 0 claims2013: 9 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 11 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims 197920132017
19792026
Biggest named events
  • The Mid-spring storms9 claims · $210K
57
paid claims since 1979
$613K
paid to owners
11
homes flooded more than once
$11K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (0)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
Community discount15% off flood insurance

Port Barrington is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Lake County.
Expected damage

How exposed is Port Barrington?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 64% of U.S. communities, mostly from inland flooding.

Where Port Barrington sits
Port Barrington
Very lowLowModerateHighVery high

Rated higher than 1,906 of the 2,886 Illinois towns we cover.

Port Barrington is smaller than a census tract, so it shares the figures of the tract around its center.

What drives the damage
Inland flooding65%Cold waves15%Tornadoes14%Everything else6%
By hazard

What Port Barrington faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

65%of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 2 times a year in the area

Cold waves

15%of expected damage
Well below average · higher than 24% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

14%of expected damage
Above average · higher than 72% of U.S. places
Lower here
🌀 Hurricanes🧊 Hail🧊 Ice storms❄️ Winter weather🌡️ Heat waves🔥 Wildfire🏚️ Earthquakes⛰️ Landslides💨 Strong wind⚡ Lightning🌵 Drought
Not a risk here
Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Storms remembered

2 federal disasters brought FEMA money to Port Barrington

Disasters that paid out in Port Barrington itself (aid to households or repair grants to the Village of Port Barrington) and its biggest flood years.

  1. 201711 flood claims paidOne of the three biggest flood years on record
  2. 2013Severe Storms, Straight-Line Winds, and Flooding15 households applied for aid$12K aid approved$30K to the Village of Port Barrington for repairs9 flood claims paid that year
  3. 2011Severe Winter Storm and Snowstorm$7K to the Village of Port Barrington for repairs
  4. 197911 flood claims paidThe most in any one year on record
Disasters declared, by decade
Paid out in Port BarringtonLake County only

Lake County has had 15 natural disasters declared since 1953, most often winter storms and floods.

Were you here?

Old photos of Port Barrington after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Port Barrington archive →
Be ready

Get ready for what Port Barrington actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Cold snaps
  • Let faucets drip so pipes don’t freeze.
  • Know where your water shutoff is.
  • Never heat the house with the oven or a grill.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
  • Port Barrington residents get 15% off flood insurance.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

Port Barrington and its neighbors

Port Barrington ranks 4th calmest of 7 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
Island LakeVery highinland flooding1
NundaHighinland flooding228
Port BarringtonHighinland flooding57
CubaHighinland flooding60
AlgonquinModerateinland flooding192
WaucondaModerateinland flooding31
Lake BarringtonLowinland flooding3

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Most disasters here begin in March–April

The month each of Lake County’s 15 declared disasters began, since 1953.

3J
1F
M
6A
M
1J
J
2A
1S
O
N
1D
Winter stormsFloodsSevere stormsTornadoesHurricanes
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Port Barrington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Port Barrington.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels.

Storm stories

Memories, warnings and help from neighbors in Port Barrington.

Town Square →
Weigh in
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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