Natural hazards · Nunda

Nunda, IL natural hazards

Most of the natural-hazard damage FEMA expects in Nunda comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 228 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Nunda?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nunda to be higher than in 67% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding65%Tornadoes15%Cold waves14%Everything else6%

By hazard

What Nunda faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 82% of U.S. places

Cold waves

14% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Nunda flood?

Every paid claim on a federal flood insurance policy in Nunda, from FEMA’s records.

228paid claims since 1978

$2.9Mpaid to owners

0homes flooded more than once

19782026

Biggest named events

Mid-spring storms: 41 claims, $890K
Midwest Flooding: 3 claims, $3K
Tropical Storm Erin: 1 claim, $7K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Nunda isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: McHenry County.

Disasters that hit Nunda

Federal disasters declared here

None of the disasters declared for McHenry County shows FEMA aid or repair money reaching Nunda itself in FEMA’s records.

Brought FEMA money into NundaDeclared for McHenry County only

McHenry County has had 14 natural disasters declared since 1953, most often winter storms and floods.

Around Nunda

Nunda and the towns around it

Very lowLowModerateHighVery high

Lakemoormostly inland floodingVery high

Oakwood Hillsmostly inland floodingVery high

McHenrymostly inland floodingHigh

Nundamostly inland floodingHigh

Port Barringtonmostly inland floodingHigh

Algonquinmostly inland floodingModerate

Waucondamostly inland floodingModerate

Ridgefieldmostly inland floodingVery low

Dorrmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nunda covers 8 census tracts, combined by population.

Money that reached townFlood claims are matched to Nunda’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Nunda. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Nunda total about $20.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.