Natural hazards · Grant

Grant, IL natural hazards

Most of the natural-hazard damage FEMA expects in Grant comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 277 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Grant?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grant to be higher than in 69% of U.S. communities, mostly from inland flooding.

Inland flooding69%Tornadoes13%Cold waves12%Everything else6%

By hazard

What Grant faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 72% of U.S. places

Cold waves

12% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Grant flood?

Every paid claim on a federal flood insurance policy in Grant, from FEMA’s records.

277paid claims since 1978

$4.2Mpaid to owners

0homes flooded more than once

19782026

Biggest named events

Mid-spring storms: 53 claims, $1.3M
Midwest Flooding: 5 claims, $43K
Tropical Storm Erin: 2 claims, $17K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Grant isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake County.

Disasters that hit Grant

Federal disasters declared here

None of the disasters declared for Lake County shows FEMA aid or repair money reaching Grant itself in FEMA’s records.

Brought FEMA money into GrantDeclared for Lake County only

Lake County has had 15 natural disasters declared since 1953, most often winter storms and floods.

Around Grant

Grant and the towns around it

Very lowLowModerateHighVery high

McHenrymostly inland floodingHigh

Grantmostly inland floodingHigh

Round Lake Beachmostly inland floodingHigh

Antiochmostly inland floodingHigh

Avonmostly inland floodingModerate

Round Lakemostly inland floodingModerate

Waucondamostly inland floodingModerate

Volomostly inland floodingModerate

Lake Villamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grant covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Grant’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Grant. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Grant total about $13.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.