TownTapestry
Sign inJoin
FremontGood evening
Natural hazards · Fremont

Fremont, IL natural hazards

Most of the natural-hazard damage FEMA expects in Fremont comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 12 claims here since 1986.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fremont?

17
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fremont to be higher than in 17% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes21%Cold waves18%Everything else9%
By hazard

What Fremont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage
Below average · higher than 35% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

21% of expected damage
Above average · higher than 72% of U.S. places

Cold waves

18% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fremont flood?

Every paid claim on a federal flood insurance policy in Fremont, from FEMA’s records.

12paid claims since 1986
$897Kpaid to owners
0homes flooded more than once
19862026

Biggest named events

  • Hurricane Ike: 1 claim, $17K
  • Mid-spring storms: 1 claim, $53K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Fremont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lake County.
Disasters that hit Fremont

Federal disasters declared here

None of the disasters declared for Lake County shows FEMA aid or repair money reaching Fremont itself in FEMA’s records.

Brought FEMA money into FremontDeclared for Lake County only
Lake County has had 15 natural disasters declared since 1953, most often winter storms and floods.
Around Fremont

Fremont and the towns around it

Wauconda: Moderate, mostly inland floodingEla: Low, mostly inland floodingLibertyville: Low, mostly inland floodingHawthorn Woods: Very low, mostly inland floodingWauconda: Moderate, mostly inland floodingAvon: Moderate, mostly inland floodingMundelein: Very low, mostly inland floodingGrayslake: Low, mostly inland floodingGrant: High, mostly inland floodingNunda: High, mostly inland floodingCuba: High, mostly inland floodingMcHenry: High, mostly inland floodingVolo: Moderate, mostly inland floodingPort Barrington: High, mostly inland floodingLakemoor: Very high, mostly inland floodingRound Lake: Moderate, mostly inland floodingBarrington: Very low, mostly inland floodingDeer Park: Low, mostly inland floodingVernon: Low, mostly inland floodingNorth Barrington: Low, mostly inland floodingPalatine: Low, mostly inland floodingWarren: Very low, mostly inland floodingShields: Very low, mostly inland floodingGreen Oaks: Very low, mostly inland floodingNorth Chicago: Very low, mostly cold wavesLake Bluff: Very low, mostly inland floodingKnollwood: Very low, mostly inland floodingWaukegan: Very low, mostly inland floodingLake Zurich: Very low, mostly inland floodingForest Lake: Very low, mostly inland floodingKildeer: Low, mostly inland floodingLong Grove: Low, mostly inland floodingLake Barrington: Low, mostly inland floodingLake Villa: Moderate, mostly inland floodingThird Lake: Low, mostly inland floodingRound Lake Beach: High, mostly inland floodingGages Lake: Very low, mostly inland floodingLong Lake: Moderate, mostly inland floodingGrandwood Park: Moderate, mostly inland floodingVernon Hills: Very low, mostly inland floodingLibertyville: Very low, mostly inland floodingIndian Creek: Very low, mostly inland floodingRound Lake Park: Moderate, mostly inland floodingHainesville: Moderate, mostly inland floodingLindenhurst: Low, mostly inland floodingFremont: Very low, mostly inland flooding FremontWaucondaElaLibertyvilleHawthorn WoodsWaucondaAvonMundeleinGrayslake
Very lowLowModerateHighVery high
Avonmostly inland floodingModerate
Waucondamostly inland floodingModerate
Waucondamostly inland floodingModerate
Grayslakemostly inland floodingLow
Libertyvillemostly inland floodingLow
Elamostly inland floodingLow
Fremontmostly inland floodingVery low
Hawthorn Woodsmostly inland floodingVery low
Mundeleinmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fremont covers 6 census tracts, combined by population.
Money that reached townFlood claims are matched to Fremont’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Fremont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fremont total about $11.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The porch light’s on

Where to, neighbor?

You’re in Fremont, ILLake CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Fremont is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map