Natural hazards · Bradenton

Bradenton, FL natural hazards

Most of the natural-hazard damage FEMA expects in Bradenton comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 658 claims here since 1982. 16 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bradenton?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bradenton to be higher than in 85% of U.S. communities, mostly from hurricanes.

Hurricanes68%Inland flooding13%Tornadoes10%Coastal flooding6%Everything else4%

By hazard

What Bradenton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

68% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

13% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Above average · higher than 69% of U.S. places

Coastal flooding

6% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bradenton flood?

Every paid claim on a federal flood insurance policy in Bradenton, from FEMA’s records.

658paid claims since 1982

$31.0Mpaid to owners

92homes flooded more than once

19822026

Biggest named events

Hurricane Helene: 201 claims, $22.7M
Hurricane Jeanne: 70 claims, $1.5M
Blizzard of 1993: 53 claims, $699K

Homes that flooded again and again

Each house = 2 homes. ■ FEMA “severe repetitive loss” (32) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Bradenton is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Manatee County.

What’s been done with FEMA grants

38buildings retrofitted against wind

17homes raised above flood level

3flood-prone properties bought out and cleared

3storm safe rooms built

1buildings floodproofed

Disasters that hit Bradenton

16 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bradenton itself: aid to households, or repair grants to the City of Bradenton.

Brought FEMA money into BradentonDeclared for Manatee County only

2024

Hurricane Milton

47,312 households applied for aid $46.1M aid approved $4.7M to the City of Bradenton for repairs

2024

Hurricane Helene

10,406 households applied for aid $21.2M aid approved $576K to the City of Bradenton for repairs

2024

Hurricane Debby

3,265 households applied for aid $3.1M aid approved $1.0M to the City of Bradenton for repairs

2023

Hurricane Idalia

853 households applied for aid $872K aid approved $464K to the City of Bradenton for repairs

2022

Hurricane Ian

19,010 households applied for aid $11.1M aid approved $2.6M to the City of Bradenton for repairs

2017

Hurricane Irma

21,521 households applied for aid $7.4M aid approved $2.4M to the City of Bradenton for repairs

2016

Hurricane Hermine

245 households applied for aid $566K aid approved $34K to the City of Bradenton for repairs

2012

Tropical Storm Debby

393 households applied for aid $257K aid approved $39K to the City of Bradenton for repairs

2008

Tropical Storm Fay

$12K to the City of Bradenton for repairs

2004

Hurricane Jeanne

1,909 households applied for aid $2.4M aid approved $189K to the City of Bradenton for repairs

2004

Hurricane Ivan

137 households applied for aid $13K aid approved

2004

Hurricane Frances

731 households applied for aid $876K aid approved $305K to the City of Bradenton for repairs

2004

Tropical Storm Bonnie and Hurricane Charley

366 households applied for aid $373K aid approved $57K to the City of Bradenton for repairs

2003

Severe Storms and Flooding

$27K to the City of Bradenton for repairs

2001

Severe Storms, Tornadoes and Flooding Associated With Tropical Storm Gabrielle

$317K to the City of Bradenton for repairs

1999

Tropical Storm Irene - Florida

$3K to the City of Bradenton for repairs

Manatee County has had 43 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Bradenton

Bradenton and the towns around it

Very lowLowModerateHighVery high

Samosetmostly hurricanesVery high

Ellentonmostly hurricanesVery high

Bradentonmostly hurricanesVery high

West Bradentonmostly hurricanesVery high

South Bradentonmostly hurricanesVery high

West Samosetmostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bradenton covers 12 census tracts, combined by population.

Money that reached townFlood claims are matched to Bradenton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bradenton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bradenton total about $22.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.