Natural hazards · West Samoset

West Samoset, FL natural hazards

Most of the natural-hazard damage FEMA expects in West Samoset comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 1998. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is West Samoset?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Samoset to be higher than in 82% of U.S. communities, mostly from hurricanes.

Hurricanes71%Tornadoes13%Inland flooding11%Everything else5%

By hazard

What West Samoset faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

71% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

13% of expected damage

Above average · higher than 69% of U.S. places

Inland flooding

11% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about once a year in the area

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does West Samoset flood?

Every paid claim on a federal flood insurance policy in West Samoset, from FEMA’s records.

2paid claims since 1998

$23Kpaid to owners

0homes flooded more than once

19982026

Biggest named events

Hurricane Hermine: 1 claim, $19K

of homes in flood zones
are insured

of all homes
are insured

No community discount. West Samoset isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Manatee County.

Disasters that hit West Samoset

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in West Samoset itself: aid to households, or repair grants to West Samoset.

Brought FEMA money into West SamosetDeclared for Manatee County only

2017

Hurricane Irma

1 household applied for aid

Manatee County has had 43 natural disasters declared since 1953, most often hurricanes and severe storms.

Around West Samoset

West Samoset and the towns around it

Very lowLowModerateHighVery high

Samosetmostly hurricanesVery high

Bradentonmostly hurricanesVery high

West Samosetmostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Samoset covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to West Samoset’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to West Samoset. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across West Samoset total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.