Natural hazards · South Bradenton

South Bradenton, FL natural hazards

Most of the natural-hazard damage FEMA expects in South Bradenton comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 150 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is South Bradenton?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in South Bradenton to be higher than in 83% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes69%Inland flooding16%Tornadoes11%Everything else4%

By hazard

What South Bradenton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

69% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

16% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Above average · higher than 69% of U.S. places

Lower here

Coastal floodingHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does South Bradenton flood?

Every paid claim on a federal flood insurance policy in South Bradenton, from FEMA’s records.

150paid claims since 1979

$1.3Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

Hurricane Hermine: 17 claims, $325K
Torrential rain: 13 claims, $64K
Hurricane Milton: 2 claims, $11K

of homes in flood zones
are insured

of all homes
are insured

No community discount. South Bradenton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Manatee County.

Disasters that hit South Bradenton

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in South Bradenton itself: aid to households, or repair grants to South Bradenton.

Brought FEMA money into South BradentonDeclared for Manatee County only

2017

Hurricane Irma

6 households applied for aid $4K aid approved

Manatee County has had 43 natural disasters declared since 1953, most often hurricanes and severe storms.

Around South Bradenton

South Bradenton and the towns around it

Very lowLowModerateHighVery high

Bradentonmostly hurricanesVery high

South Bradentonmostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. South Bradenton covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to South Bradenton’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to South Bradenton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across South Bradenton total about $13.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.